Advertisement | | | Later in this email, discover the dozen free financial calculators we offer at Clark.com. | | | 💵 Today’s Top Stories | | | Pantry empty after watching the Super Bowl? Costco offers a great deal on a sweet heat snack. Plus, get your Valentine’s Day goodies like Clark and grab a deal on a faux leather pet bed. Read more. |
|
| | | February is an opportune time to sell Series I bonds. Especially if you bought when they paid more than 9%. Here’s why – and how to navigate the complex rules. Read more. |
|
| | | A Clark listener has enough savings to pay off her vehicle right now. But should she wipe out 75% of her emergency fund to do so? And what factors should she consider? Read more. |
|
| | | Years ago, renting could only hurt your credit score. Now you can boost your credit by paying on time. But you need outside help to make it happen. Read more. |
|
| | 🧮 12 Free Home, Auto, Saving and Investing Calculators | If you’re getting this email, you definitely know about The Clark Howard Show. And you probably know about our unbought, unbiased financial and consumer content on Clark.com. | And you subscribe to our free email newsletter (thank you for that!). | But did you know our website features 12 different custom calculators? Here’s what they are and what they do: | Mortgage calculator: Estimates your monthly payments based on factors such as down payment, loan term and interest rate. Mortgage refinance calculator: Compare your current mortgage to your refinanced mortgage offer. Mortgage points calculator: Determine whether it’s worth paying mortgage points, or discount points, at the time you close your loan in exchange for a lower interest rate. Home equity loan calculator: Find out how much you’d pay per month. HELOC calculator: Get a layout of your monthly payment amount and lifetime interest. Loan to value calculator: Understand your borrowing capacity against the value of your home. Car loan calculator: Estimate your monthly car payment and total loan cost including taxes and fees. High-yield savings calculator: Tinker with your interest rate, current balance, recurring deposits and timeframe and see how much money you’ll have saved. 401(k) calculator with match: Estimate how much money you may have in your 401(k) account at the time of your retirement. Roth IRA growth calculator: See how much your Roth IRA will grow based on your contributions and expected return. Roth IRA vs. traditional IRA calculator: Compare your future retirement account balance based on whether you contribute to a Roth or traditional IRA. Compound interest calculator: See how much your investments will grow over time.
| | 📊 Stat of the Day | | | 💰️ Deal Alert: Today’s Top Deals | | | | | 🎙️ Podcast |  | Full Show: Cheap Waterfront Living and Working Teenagers |
|
| Is it possible to find affordable waterfront real estate? There’s a new trend that makes you feel like you’re living at the beach at a fraction of the price! Also, Clark has great news for teenagers and their wallets. | | | ☎️ Need Money Help? | The Team Clark Consumer Action Center is a free helpline that can help you navigate your money questions. Call 636-492-5275. Visit clark.com/cac for more information. | | Advertisement | | | Did You Enjoy Today’s Newsletter?Let us know what you think so we can better serve you! | |
|
| | |
|
