10 cars people keep 15+ years, Should you insure your car & home together?

November 18, 2024 | Read Online

Amazon is now offering a broad selection of products at amazing prices—most under $10! Read all about it later in this email.

💵 Today’s Top Stories

10 Cars That People Keep for 15 Years or More

One carmaker turns out the most models on this list. Find out if your vehicle made the cut. Read more.

Should You Insure Your Cars and Home With the Same Company?

Bundling your insurance policies will save you money. It will also make it harder to switch companies. What does Clark think about it? Read more.

5 Best Grocery Delivery Services

Order your groceries online and you’ll avoid crowds and save time. Team Clark took a close look at some of the most popular services and put together this list of the best options. Read more.

What To Do if Your Flight Is Delayed or Canceled

Airlines aren’t required to compensate you for delayed or canceled flights. But knowing what to do can get you a way better outcome than the average traveler. We’re here to prep you. Read more.

Amazon Adds Free Streaming TV Access To PBS and PBS Kids

Are you a fan of PBS classics like “Sesame Street” or “Curious George”? Maybe you enjoy “FRONTLINE” or “PBS News Hour” instead? Amazon’s Prime Video has some news that may make you pretty happy. Read more.

🏠️ Today’s Current Mortgage Rates

According to Freddie Mac, 30-year mortgage rates are 6.78% and 15-year rates are 5.99% as of November 14, 2024. The following chart shows the 30-year mortgage rate trend over the last year.

Refi Info | Mortgage Refi Calculator

📦️ Amazon Gets Defensive on Cheap Goods

Clark knows that comparing Walmart+ to Amazon Prime isn’t exactly apples to apples. But he does really like Walmart’s price advantages.

Now, however, Amazon is facing even more competition for cheap goods shipped directly to consumers, especially from Chinese multinational companies Shein and Temu.

The pair of challengers known for slower shipping, lower quality and ultra-cheap goods have exploded in popularity, especially since 2020 (Shein) and ’22 (Temu).

Still, those two claim about 2% of the U.S. e-commerce market vs. about 41% for Amazon. Originally a book-selling company, Jeff Bezos’ former business isn’t known for resting on its laurels.

It just rolled out Amazon Haul, “a broad selection of products $20 or less, with most under $10.” Touting delivery times of one to two weeks, a far cry from the same-day delivery push in recent years, the mobile-only storefront offers more than 300 million bargain-priced products shipped directly from Chinese warehouses.

It also offers shipping and overall discounts on larger orders.

📊 Stat of the Day

🏠️ 6.78%: The U.S. 30-year mortgage rate as of the end of last week. It’s down from 7.4% year over year but higher than some hoped it would be with the Fed making back-to-back interest rate cuts.

💰️ Deal Alert: Today’s Top Deals

Save up to 70% on clearance items at Kohl’s

Get this deal.

Apple AirPods (3rd gen) Bluetooth headphones for $94

Get this deal.

See All of the Best Deals Today

🎙️ Podcast

YouTube video by Clark Howard: Save More, Spend Less

Full Show: Clark Stinks! and Scam Alert 3 Big Scams Right Now

It’s time for "Clark Stinks!" Christa reads the latest "Clark Stinks!" submissions and Clark responds. Also, scams are everywhere! There are three common scams that consistently trick people out of their money – and they all have something in common. Clark explains the red flags and how to prevent becoming a victim.

Watch the Full Episode

☎️ Need Money Help?

The Team Clark Consumer Action Center is a free helpline that can help you navigate your money questions. Call 636-492-5275. Visit clark.com/cac for more information.