*Receive a $250 bonus upon opening a new checking account between March 1, 2023 and March 31, 2023. Offer valid only to recipients that qualify for Membership with Royal. Business checking accounts are not eligible for this promotion. Member cannot have had a previously opened or closed checking account with Royal in the last twelve (12) months. Members with existing checking accounts do not qualify. New checking account must receive two (2) qualifying direct deposits of at least $200 each from a direct deposit paycheck, pension payment, Social Security payment, or government benefits payment electronically deposited into the account from an employer or outside agency. First deposit must occur within the first sixty (60) days from account opening; second deposit must occur within 120 days of account opening. Account must remain open for six (6) months. Must open and be primary on a Primary Base Savings account. The incentive will be deposited into the qualifying Member's Primary Base Savings account within 10 days after the second qualifying deposit. Royal reserves the right to withhold or reclaim the incentive if the qualifications are not met, the account is not in good standing, or the account does not remain open for at least six (6) months based on Royal's sole discretion. Limit of one account per Member may be included in promotion. The incentive is subject to federal and state tax requirements, which are the responsibility of the account holder. Royal reserves the right to terminate this promotion at any time. This offer cannot be combined with any other Royal checking account offer. APY=Annual Percentage Yield. APY from 0%-0.25% available depending on checking product selected. No minimum balance to open a checking account. Minimum balance of $700 to earn APY. Fees could reduce the balance and earnings on the account. APY is accurate as of the last dividend declaration date. Rates may change after the account is opened. Other conditions or restrictions may apply. Refer to our disclosures and service fees for more information. Insured by NCUA.