| Hello Reader, This is your 24-hour alarm bell... Tomorrow, at midnight, your chance to get a lifetime subscription to ETF 20/20 for $39 (plus a $4.95 annual maintenance fee) will disappear. And it will disappear forever. $39 for access to ETF 20/20 for as long as it’s published is an incredibly sweet deal. But I get it, you’re busy. Maybe you won’t be able to dive in to ETF 20/20 for a few weeks. Maybe you’re just curious about ETF investing and haven’t decided whether you actually want to put your money in them. Either way, you have 90 full days to give ETF 20/20 a try... and if you don’t like it, you get your $39 back. Try ETF 20/20 risk-free now Remember, you immediately get access to the first issue. And the starter portfolio is waiting for you... Not to mention that four valuable special reports are included in your subscription, but only if you subscribe now. Once More with Feeling I answered this question in last week’s 10th Man, but I’ve been asked it a couple more times since: Is ETF 20/20 for beginners or experts? Here’s my answer... ETF 20/20 is good for anyone who is struggling with finding the right asset allocations. That definitely includes beginners, but a lot of experts, like financial advisors, find themselves in the same position. Not many people are putting a lot of thought into cross-correlations across asset classes. This is the stuff that I think about every day. Beginners will learn about how ETFs work and the basics of building a portfolio. Experts will learn to approach asset allocation in a way they hadn’t considered before. Everybody wins. If you’re dying to get involved in leveraged and inverse ETFs and stuff like that, ETF 20/20 is probably not for you. But I wish you the best of luck! If you want to make money using ETFs in a sustainable, long-term manner, while minimizing the volatility of your portfolio... then ETF 20/20 is going to be a perfect fit. Get access to ETF 20/20 now Remember, midnight tomorrow is the deadline. I will not be extending that deadline by a single second. 
 Jared Dillian
Editor, The 10th Man
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