 I’m a terrible gift giver, I admit. When it comes to birthdays and holidays, I feel suddenly uncreative, unobservant and trapped within my own wants and tastes. If this is you, too, and you’re sweatin’ having to buy presents soon, check out our handy gift guides. We’ve got suggestions for vegan friends, extended family, people who are difficult to shop for and even folks who love hot sauce. And there’ll be more on the way. (Thank goodness.)
Janie
Take Back Your Life Knowing what your company will do if a co-worker tests positive for COVID is critically important, not only for stopping the spread of the coronavirus, but also for allaying concerns. Unfortunately, there is also a lot of confusion around what should happen, what employers are allowed to share, and what you can rightfully ask. (And no, HIPAA has little to do with it.) Here are the best practices businesses should follow and what you can advocate for if your employer is less than forthcoming.
Deal With It  Every day as we talk with our colleagues, we may be nudging them to do what we think is best, whether it’s with our tone or how we phrase our requests, or both. Often, this kind of subtle manipulation happens because we want to preserve relationships and make everything seem fine — even when it’s not. Here are accidentally manipulative phrases experts say to watch out for:
Pro Tip: Think you don’t need life insurance? Think again. The cost of a funeral alone can run $11,000 or more. You might have family members who depend on your income to live. And if you have debt such as a mortgage or student loans that you wouldn’t want to pass on to your loved ones, life insurance can protect them from inheriting it. Here’s what type most people need, how to calculate your ideal policy, and six more critical facts about life insurance.
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