 Yesterday I was telling a colleague that one of the handiest things I’ve done during the pandemic is to put my coffee beans order on a subscription schedule. I do this through Amazon with dark, chocolatey beans from Kicking Horse and Allegro, but so many retailers and roasters offer it. I save 5 percent on each bag of beans, never run out of coffee and never have to remember to buy it at the store — a serious win-win in my book. Try this little trick yourself if the idea of waking up to discover you can't make coffee makes you shudder.
Janie
Take Back Your Life Picture this: You’re living and working in a bustling, mid-sized city when you’re hired by a company headquartered in San Francisco. You happily go about your work, but at some point, you discover that the stock options you’ve been given are only a sixth of what’s given to employees doing the same work in California, and you’re making a lot less, too, and it’s only because of where you live. Is that fair? We spoke to employees, CEOs and experts about how companies base pay on geography — and how some are giving that up altogether now that the pandemic has proven that WFH is possible for so many people. Here’s what they consider:
Deal With It  At best, the need to be tactful in the office simply results in people choosing their words carefully, so their message stays relevant and helpful to the task at hand. But at worst, we get passive-aggressive and bury our hostility and frustration under otherwise bland corporate phrases that give us plausible deniability for our cruelty. Here are some of the most common passive-aggressive phrases we all encounter on the job, plus some suggestions for more assertive but helpful alternatives.
Pro Tip: Having some debt to your name isn’t always a bad thing. After all, many people need to borrow money to go to college, buy a car, own a home and more. But it’s definitely easy to cross the line into having too much debt. A high level of debt can work against you; for instance, too much debt can cause your mortgage application to be denied or your credit score to drop. So what’s the right amount of debt to have? Fortunately, there’s a simple formula that can tell you. Here’s how to calculate your debt-to-income ratio — and what numbers you should aim for.
  Does somebody keep forwarding you this newsletter? Subscribe here!
©2021 HuffPost BuzzFeed, Inc 111 E 18th St, 13th Floor, New York, NY 10003 You are receiving this email because you signed up for updates from HuffPost
| |||||||||||||||||||||