Forget the part-time hospitality job. Here are five ways to line your pockets with more green.
| | Boycott Holiday Gift-Giving (and Other Less Extreme Ways We’d Curb Overspending)
The season of spending is upon us, and with it the pressure to stretch the holiday budget to the brink … and uncomfortably beyond, according to a new holiday spending survey.
Are you feeling the financial pinch yet? Consider this radical cost-cutting measure: Skip the gifts?
Unthinkable? According to Bankrate, 38 million of us would be willing to boycott holiday gift-giving to rein in seasonal spending.
Skipping all the merrymaking for the next two months may not fly if you have friends and family looking forward your presence (and, let’s be honest, at least a few token presents).
But you don’t have to buy in to the pressure to overspend.
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Plus: How Gen-X Women Can Save For Retirement (And Everything Else!) It’s time Gen-X women got back on track for retirement. Here’s how. This week on the HerMoney Podcast* Jean sits down with Shelley Emling, Editor-In-Chief at AARP’s The Girlfriend, to talk all things Gen-X women and how they can get back on track for retirement. Gen-X women feel ignored by brands and feel that most of the talk around investing and career advancement is focused on either millennials or boomers. Jean and Shelley tackle what Gen-X women can do to get off the sidelines and build the self-confidence they need to ask for raises and make empowered financial decisions. Jean also answers some of the most commonly asked questions from readers at AARP’s TheGirlfriend, and tackles what to do (and what not to do) when you’re taking those first steps to regain control of your financial life. 5 Ways To Put More Money In Your Pocket We all have dreams and goals that require money. Sometimes it’s a new pair of boots. Others, it’s a new car or a vacation. Whatever your financial goal, it often requires extra cash you don’t have. The good news is there are plenty of ways to line your pockets with more green — and you don’t have to ask your boss for a raise to get there. "Most people don’t like changing their lifestyle, so they get stuck in this cycle of always wishing instead of acting, even though it doesn’t take much to score a few extra dollars," says personal finance expert J. Money, founder of Budgets Are Sexy. "You just have to be willing to put in the time and effort." Are you ready to be among those who choose to act? Follow these five strategies and you’ll have extra cash in your pocket in no time.
Credit Scores Are Gender-Neutral, So How Can the New Apple Card Have Something Against Women? 1974. That year — 45 years ago — marked the passage of the Equal Credit Opportunity Act, which allowed women to get credit cards on their own without the signature of a male co-signer. Yet in 2012, some 40 years later, FINRA found that regardless of levels of financial literacy, women were being charged credit card interest rates that were half a percentage point higher than men. It’s still happening, folks. Today, in 2019, it seems that Apple and Goldman Sachs, the issuer of its credit card, may also be stacking the cards — the new Apple Card — against women, too. Financial regulators are investigating whether the new card discriminates against women after complaints (including one from Apple co-founder Steve Wozniak) that some women are being issued much less credit than their husbands. The credit approval process is highly automated. So are we seeing — and being subject to — the results of a discriminatory algorithm? |
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| *This is a sponsored podcast, and it’s a part of a paid campaign with Fidelity Investments, which means we were compensated for this piece of educational content. Thanks! |
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