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8 Things You Should Stop Buying in 2023
Ditch takeout food and gym memberships this year and your wallet will thank you. Here’s the complete list of money-saving opportunities.
Big Change Coming Soon for Costco Members
Costco just sent an email announcing the end of one of its key services. What are they taking away by month’s end?
Preserve Your Credit Score By Avoiding This New Trend
Credit card companies are closing accounts for dormant cardholders – even those who make a few purchases a year. That could ding your credit score. Here are Clark’s tips to avoid it.
What Should You Think About Home-Buying Companies Paying Cash for As-Is Properties?
We’ve all seen the signs at street corners or the ads on TV offering to buy your house as-is for cash. Are the offers any good? And are those companies legit and worth dealing with?
Why Clark Likes Trustpilot for Online Reviews
Team Clark explores Trustpilot to see if it’s legitimate. And Clark explains what he’s looking for in a review site.
Stat of the Day
2.5%: The amount that home prices have fallen from the spring 2022 peak. Prices in November 2022 were 8.6% higher year-over-year, but that represents the first single-digit year-over-year growth in 21 months.
Team Clark Survey Results!
As we near the end of the first full week in 2023, we wanted to know if you have any financial New Year's resolutions. Here are a few of the responses we received:
  • K in Georgia: "Make a realistic budget and stick to it! And follow Clark's savings plan.
  • Tammy in Washington: "Save $10,000. Pay off all revolving consumer credit. Create and manage to a budget using a budgeting app.
  • Shivam in Florida: "Max out Roth IRA contributions. Contribute 15% more to my 401(k). Cut down dining out. Buy my first home.
  • Tom in Florida: "Give away 10% of my income to a trust foundation. Of those funds, 8% go to charities that have been vetted by my children. My goal is to teach them to invest the 10% wisely and then to give away 8% per year to the best charities."
  • Susan in New Hampshire: "Save more! I'm going to shop at Amazon less, put at least $3,000 in an HSA and save like Clark. I'm also committed to make at least six extra car payments this year. I typically pay an extra $100 to $200 quarterly, so this will be a stretch for me."
Top Clark.com Resources for January
Save Up to 75% at Bath & Body Works
Get This Deal
Save Up to $50 Extra on Clothing & Shoes at Costco
Get This Deal
See More Deals
Airbnb Background Checks and Clark's Southwest Travel Fiasco
Airbnb has experienced some problems lately. With new background checks in place, is it better? There are a few things you need to know. Also, did you fly during the holidays? Southwest had a major meltdown and Clark experienced a crazy travel journey!
Listen to Clark's Podcast
Need Money Help?
The Team Clark Consumer Action Center is a free helpline that can help you navigate your money questions. Call 636-492-5275.
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