85% of Americans are wasting money every month on these, Does Clark trust the BBB?

August 12, 2024 | Read Online

Do you know where the top rental markets are located in the US? It might not be where you think. Find out more later in this email.

💵 Today’s Top Stories

Are You Part of the 85% Wasting Money on These Subscriptions?

The percentage of the population not using their paid subscriptions is astonishing. We reveal the monthly average value of unused paid subscriptions. Read more.

Does Clark Trust the Better Business Bureau?

The BBB is a popular avenue for consumers who have been wronged to warn others or get recourse. But can a company’s BBB rating be trusted, in Clark’s opinion? Read more.

10 Most Common Remote Jobs – And How Much They Pay

You may be surprised to learn how much you can earn working from home. Read more.

What Is Earthquake Insurance and Do You Need It?

Standard homeowners insurance policies don’t cover earthquake damage. But if you’re in an at-risk area, you should have earthquake insurance, Clark says. Read more.

📣 Today’s Top News

Virgin Red Unveils Details on New Rewards Credit Card

🏠️ 10 Best Rental Markets in the United States

The last several years have been tough sledding for homeowners and renters with high prices and low inventory.

However, the current trajectory seems somewhat positive. That may be especially true in the 10 best rental markets.

Realtor.com ranked 325 cities based on affordability, rental availability, job stability, job opportunities, share of renters that are 25+ years old and average commute time to work.

It’s interesting that all of the top rental markets are in the South and Midwest, Realtor.com noted.

The 10 best rental markets in the United States are:

1. Austin, Texas
2. Oklahoma City, Oklahoma
3. Birmingham, Alabama
4. San Antonio, Texas
5. Minneapolis, Minnesota
6. Sandy Springs, Georgia
7. Nashville, Tennessee
8. Kansas City, Kansas
9. Raleigh, North Carolina
10. Norfolk, Virginia

🏠️ Today’s Current Mortgage Rates

According to Freddie Mac, 30-year mortgage rates are 6.47% and 15-year rates are 5.63% as of August 8, 2024. The following chart shows the 30-year mortgage rate trend over the last year.

Refi Info | Mortgage Refi Calculator

📊 Stat of the Day

🥇 $414,016: The value of a two-bedroom furnished condo that a real estate company in the Philippines awarded to its first-ever male gold medalist, 24-year-old gymnast Carlos E. Yulo. He took two golds at the Paris Olympics. The country’s government also gave him the equivalent of $276,030. He was offered free ramen for life from multiple restaurants, free colonoscopies and even free university credits.

💰️ Deal Alert: Today’s Top Deals

90+ great clothing sales happening right now!

Get this deal.

The best deals at Amazon right now!

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See All of the Best Deals Today

🎙️ Podcast

YouTube video by Clark Howard: Save More, Spend Less

Full Show: Clark Stinks! and Why You Should Never Carry a Checkbook

It’s time for "Clark Stinks!" Christa reads the latest "Clark Stinks!" submissions and Clark responds. Also, Target recently announced that it will stop accepting checks as a form of payment in stores. Clark passionately explains why checks are so dangerous and why you should never, ever, not ever carry a checkbook.

Watch the Full Episode

☎️ Need Money Help?

The Team Clark Consumer Action Center is a free helpline that can help you navigate your money questions. Call 636-492-5275. Visit clark.com/cac for more information.