If you have trouble holding yourself accountable for reaching the goals you've set, try these methods for getting back on track.

Marketers are beginning to tap into artificial intelligence for image, content and virtual influencer generation, data mining and return on investment analysis, writes Adrianne Pasquarelli. Examples offered include Mastercard's use of the technology to spot trends, develop creative and buy media.

Over the last four weeks, borrowing costs have posted their largest decline since 2008.

The national trend of rising mortgage rates has been evident in California this year, where home sales and price growth have fallen. The state's housing supply does not meet the demand and Californians have responded to the high homelessness rate by voting to fund homelessness programs and supporting zoning changes that incentivize homebuilding.

Homeownership seems uncertain for many Americans as 54% of renters report that they don't believe they will ever afford to own a home, according to a survey by Credit Karma. Many renters indicated that they are waiting to buy a home because of a potential recession or concerns about job security, and 56% said they spend a majority of their income on rent.

Setpoint, a startup that develops software for asset-backed lending, raised a Series A round worth $43 million. The company is looking to add to its operations and engineering teams and expand beyond its original focus of real estate lending.

REALTOR® Dennis Curtin gives those suffering from food insecurity a dignified means of support at an innovative pantry.

Business owners tend not to celebrate and examine the rare triumphs, thereby missing lessons on how to maintain their success, writes Seth Garland of marketing agency Versatility Creative Group, which doubled its size in 2022. Garland outlines how to analyze and replicate wins, re-evaluate client lists and turn achievements into marketing content.

Members of Boston's City Council urged Mayor Michelle Wu to expedite the process of updating the city's affordable housing requirements in new developments. The council's resolution asks Wu to increase the Inclusionary Development Policy of units in new housing to be designated for lower- and middle-income residents to 20% from 13%, mandate the application of the policy to buildings with at least five units and require that more buildings be made affordable to lower-income residents.

The California Association of REALTORS® is releasing an updated real estate purchase agreement that includes changes to how agents are paid commission. The new RPA is designed to increase transparency and offers more choices for how to split home-sale commissions, including buyers paying their broker's commission, that may create a hurdle for low-income buyers.