Affirm launches BNPL debit card, DoorDash revenues and losses soar, Coinbase S-1 shows rewards and risks of BTC trading

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February 26, 2021

PYMNTSTV: Crypto Fundraising

Ternio Enlists Users As Alternate Route To Raising Growth Capital

There’s more than one way for entrepreneurs to raise capital, and Ternio is working all the angles. As Ternio Co-founder and CEO Daniel Gouldman and his colleague, Chief Operating Officer Ian Kane, told Karen Webster, the firm is raising $12 million through an avenue that allows the crypto-curious and crypto-savvy access to the fundraising and equity process.

 

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Real Time Payments

TCH: Zelle’s RTP Settlements Eliminate ‘Mental Calculus’

Early Warning Services and The Clearing House (TCH) have announced that Zelle transactions are now able to be cleared and settled over the RTP network. Steve Ledford, senior vice president of product strategy and development at TCH told Karen Webster the development will lead to new use cases for financial institutions offering Zelle.

 

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Credit Union Tracker

Navy Federal Finds Contactless Cards Pays Off

Offering contactless cards can come at an added cost, but it can pay off in the long run for credit unions (CUs). In the Credit Union Tracker, Navy Federal Credit Union’s Tynika Wilson explains why kicking their contactless innovation plans into overdrive can give CUs an edge in the years ahead.

 

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PYMNTSTV: Financial Data

FI Data-Sharing Ecosystem Demands Customer-Centric Approach

Consumer and business customers are increasingly willing to unlock their bank data and share it with FinTechs – but when customers click “allow” to share data, they may not be entirely aware of how that information is being used. FISPAN Founder and CEO Lisa Shields spoke with PYMNTS about how banks, FinTechs and regulators can drive the data-sharing ecosystem forward responsibly without hampering innovation.

 

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Emerging Markets

FinTechs Find Lending’s ‘Atomic Data Points’ in Emerging Markets

How do you operate a lending platform in a country where credit scores might not exist? Rohan Khara, chief product officer for FairMoney, told PYMNTS that there are layers and rules that govern a successful entry into a developing market, especially one focused on providing smaller loans, done digitally.

 

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PYMNTSTV: Identity Fraud 

From Digital Dust To Synthetic Identity Fraud: ‘Identity Literacy’ For Consumers And Businesses Is A Must

The digital-first economy brings a need for companies and their consumers to declare and verify their identity. As Carey O'Connor Kolaja, CEO of digital ID verification firm AU10TIX, told Karen Webster it’s the tiny bits of information – digital dust, she calls it – that have created some magnets for fraudsters to latch onto.

 

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