| Consumer Credit: Privilege Or Entitlement?
While thereâs much talk about the âaverage Americanâ borrower, the reality is the average millennial borrower looks at credit very differently than his or her older Gen X brother â or someone whoâs habitually been at the lower end of the credit spectrum. Karen Webster chatted with Unifundâs president of capital formation, Stephen Dessner, and chief strategy officer, Michael Schwartz, who explained why looking at the averages tells you very little about the real risk in lending: the borrower's attitude about paying it all back. Read More... |
| The Start-Up Secret Sauce
Itâs not easy being an entrepreneur, especially in payments and commerce, and there are no perfect paths to guaranteed success. PYMNTSâ Startup Check-In follows some of the most promising startups each month to get an update on what theyâre building, how itâs being received and what theyâre learning on the way to ignition. Go ahead, #CheckIn with Emailage, FitPay, Jewel Paymentech, Tipalti and Vouchr.
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| | Subscription Commerce | | MoviePass On Saving The Movie Theater Model
Dinner and a movie? Not when the cost of going to the movies is the cost of a dinner. Movie theater attendance numbers reflect that malaise, particularly for millennials. MoviePass set out to change that in 2011, and changed it again a week ago with a new subscription pricing model that has driven 100,000 trips to movies theaters movies back on their entertainment menus. Ted Farnworth, Helios and Matheson Analytics Inc. CEO, tells Karen Webster how the model works â and why he thinks it will become the entertainment ecosystemâs flywheel. Read More... |
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