Amex cuts merchant fees, Tim Berners Lee calls for tech regulations, 4k consumers predict grocery’s future.

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March 12, 2018

The Monday Conversation

LaterPay CEO: A New Twist On SaaS Subscriptions

What does sushi have in common with subscription commerce? How the product is presented, consumed and payment requested and made. LaterPay CEO Cosmin Ene said that thought, hatched over a sushi dinner with a colleague, is the basis of a SaaS subscription model now being tried by Microsoft for Azure in Germany. Ene gives Karen Webster all the details.

 

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Topic TBD

Do Faster Payments Need Digital Fiat?

Cryptos get all the press, but there are better ways for faster and more secure payments — and better ways to reach the unbanked populations around the globe, says Nanopay CEO Laurence Cooke. Friday’s Topic TBD was a lively debate on why — or why not — digital fiat plus bank rails means faster payments, at scale.

 

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Regulatory Tracker

SEC Subpoenas Show More Than A 'Token Interest' In ICOs

The SEC now wants more information about ICOs and the firms that bring them to market. The upshot? Easy times may get harder to come by when it comes to getting investors to crowd into offerings. Nimish Patel, a securities lawyer at Mitchell Silberberg & Knupp, gives us the lay of the lCO land — even as the regulatory landscape shifts.

 

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Grocery Commerce

Grocery’s Future: Told By 4,000 Consumers

If you want to know what consumers are doing, don’t ask them about what they might do — ask them about what they just did. So we asked 4,000 of them across the U.S. who just came out of a grocery store why they went, how they picked that store, what they bought, how they paid and how their favorite grocery merchant could make shopping there better. Karen Webster tells the story of those 4,000 consumers — and what it means for the future of grocery, and retail more generally. Especially when more than half of those shoppers could be up for grabs.

 

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What's Hot


Amex Slashes Merchant Fees


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In A World Of Digital Payments, Cash Usage Rising Worldwide


Warren Says Regulatory Relief Bill Will Mean New Bank Bailouts


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