| Apple overhauls leadership team, China makes massive P2P bust, Why FI innovation is moving in reverse | | | The State Of FI Innovation: Moving In Reverse While innovators like to think progress is an ever-forward march, the reality doesn't always live up to that ideal. Thatâs the case with all but the top 25 FIs which the second annual Innovation Readiness Index finds less ready for innovation now than a year ago. i2c Executive Vice President Joe DeRosa tells Karen Webster that the issue isnât a lack of good ideas. Hereâs the scoop. |
| Want Better Fraud Prevention? Build A Better Team As fraud keeps evolving, focusing on chargebacks as the main fraud metric is no longer good enough. Also in dire need of change are the teams tasked with fraud prevention efforts. In a new PYMNTS webinar, Sift Trust and Safety Architect Kevin Lee â a Google and Facebook vet â talks with Karen Webster about why the focus has shifted from risk and fraud to trust and safety. |
| FinTech-As-A-Service Eyes Global Payments Simplification Makeover FinTech is a fragmented market, where businesses offering payment services often navigate across complex tech and regulatory hurdles. Rapyd, which just raised $40 million to help expand its âFinTech-as-a-Serviceâ model, hopes to solve integration of these far-flung financial services through a single point of contact. In the gig economy era, amid the shift to real-time payments, CEO Arik Shtilman tells PYMNTS how the company plans to do it, and why simplicity is key. |
| | Digital Fraud Tracker™ | | Fraudâs New Paradigm: Let Fraudsters In, But Never Let Them Leave Fraudsters hoard millions of stolen identities until the time is right to go in for the identity theft kill. Dickson Chu, global head of portfolio management for BBVA, tells PYMNTS that for banks to tackle this explosive growth, they must invert their approach to fraud. In the latest Digital Fraud Tracker, he says that banks donât always need to focus on keeping the fraudsters out, so long as they work hard to hold onto the money they want to take out. |
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