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The Telegraph take

By Stephanie Baxter, deputy personal finance editor

Even getting Arnold Schwarzenegger to be the face of the City watchdog's two-year payment protection insurance (PPI) campaign has not been enough to get people interested. There are still billions of pounds left to be claimed in the UK's biggest mis-selling scandal, which is drawing to a close tomorrow.

Around 64 million PPI policies were mis-sold alongside credit cards, mortgages and loans between the Seventies and late 2000s. It really is your last chance – the deadline for claims is 11:59pm tomorrow.

As the animatronic head of Arnie says in his most commanding Terminator voice, "Come on, take action before it's too late. Do it now!"

Sadly, the hilarious and costly video has just not been enough to jazz up a boring subject like PPI. The watchdog says millions of people are leaving it until the final few hours to complain. Don't leave it until the last minute and risk losing out on what could be thousands of pounds.

If you have ever had any type of mortgage, credit card or loan, you could be entitled to compensation. Read our guide on how to make a claim. If you're unsure whether you are entitled to claim, it's worth checking. We reveal the 10 unexpected accounts that could win you a bumper PPI payout, and how a Telegraph reader won 33,000 in compensation.

Get the best of our stories – as well as tips on investing, tax, pensions, property and more – with a subscription to Telegraph Premium.It's just 2 a week and free for 30 days. Try it here.

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John Rebecchi says about the City watchdog’s letter, Investors need stronger protection from risky schemes, but our hands are tied: “Starting with the Big Bang in the City, governments of all shades have been reluctant to sanction the money men, accountants and lawyers who make the financial world of London's city buzz. The 2008 bank crisis and RBS. Consequently the legislation on which the FCA operates results in wrist slapping at best. Blame our MPs for allowing this to happen.”

Richard Pollard says of 'Airbnb host wants 769 to replace microwave we didn't even use': “Last month we stayed at an Airbnb apartment in Edinburgh and after checking out the owner tried to charge us 100 for losing the key. Fortunately I was watching my wife as she put the key in the security box and mixed the number dials which allowed me to strongly protest the charge through Airbnb and the 'charge' was dropped. The owner was trying to extort 100, plain old fraud and it has swung the pendulum for me back in favour of traditional B&Bs. Get rid of the cowboys.”

S M Browning says about Don't be tricked by Monzo and Revolut's flashy metal cards, they're rubbish for savers: “I know that the high street banks have been taking the mickey for years but I am a great fan of Monzo. You have to remember that any service you receive has to be paid for somehow. These new banks are not a charity and need to earn something out of you using their service. And we are talking about very small amounts here. One thousand pounds at 1pc makes you just 10 per year - so if you are quibbling about another 0.5pc on your thousand savings it is just 5 per year."

Contact us: to pose a question to our team of expert reporters, email moneyexpert@telegraph.co.uk. If you'd like a free financial plan, email money@telegraph.co.uk with the subject 'Give me a Money Makeover'.

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