Life Insurance E-Letter
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Life Insurance E-letter
Exclusively sponsored by
Wealth Management Letter
 

July 7, 2016

Couples Insurance

When two people build a life together, finances can get complicated. Whatever a couple’s situation, it’s important that they find ways to safeguard their assets and accomplish their goals.

FULL ARTICLE


Integrating Life Insurance Into Estate Planning

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Four in 10 Americans do not own a life insurance policy, according to LIMRA, even though this important tool can provide liquidity and help the policy owner’s heirs cover future expenses.

FULL ARTICLE


Is Second-to-Die Life Insurance Still A Good Estate Planning Idea?

Also known as survivorship life insurance, this form of insurance can save family business, farms, ranches and even families themselves.

FULL ARTICLE


Back to Basics: Medicare Planning Period

Many people find themselves going into nursing homes earlier than expected and without the appropriate planning.

FULL ARTICLE


The Discussion Families Can’t Afford Postponing

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Elder care planning is a comprehensive strategy that helps define a senior’s wishes and assists designated caregivers and/or advocates in handling the physical, personal and financial affairs of a senior aging into the last phases of life.

FULL ARTICLE


No Plan for Long-Term Care?

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Long-term care is too important to ignore. Here’s why — there’s a high probability you’ll need long-term care later in life. And the financial impact of these costs may be devastating for you and your family.

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Fourth Annual Health Care and Long-term Care Study

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Planning for the future can be exciting and full of opportunity, but let’s face it: Many of us don’t want to tackle some things because they seem too scary or complicated.

FULL ARTICLE


No-Gift Irrevocable Life Insurance Trust Funding

How would you like to be able to fund life insurance policies in an irrevocable life insurance trust (ILIT) without making any taxable gifts?

FULL ARTICLE


How Life Insurance Loans Really Work And Why It’s Problematic To “Bank On Yourself”

A life insurance policy loan is still really nothing more than a personal loan from an insurance company, using the life insurance cash value as collateral.

FULL ARTICLE


25% Of Non-Guaranteed Life Insurance Is Expiring Prematurely With Owners And Advisors Unaware

Do you want to establish a trust? There are many different reasons people do so:

FULL ARTICLE


Life Insurance’s Role in Family Business Planning

Although recent tax law changes have alleviated some of the need family businesses have for liquidity at death, life insurance still has a key role to play in succession planning.

FULL ARTICLE


 

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The Discussion Families Can't Afford Postponing