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GM. This is Milk Road, the newsletter that makes learning about crypto easier than forgetting the New Year’s resolutions you set two days ago. |
Here’s what we got for you today: |
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BREAKING DOWN THE CRYPTO AI SPACE 🧑💻 |
We believe Crypto AI will be a major narrative in 2025. |
…but what does ‘Crypto AI’ actually mean? |
There’s a whooole bunch of varying things being built – but we’re going to focus on the three key pieces of the space that we think you’re going to hear a whole lot about in 2025. |
1/ Infrastructure |
AI infrastructure = the stuff needed to be able to run AIs onchain. |
For example: |
Near Protocol is building the world's largest open-source AI model Render is a decentralized network of GPUs that users can access and use to run AI models Bittensor is building infrastructure that will allow folks to deploy machine learning models onchain
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2/ AI Agents as entities |
‘AI agent’ is a blanket term for an AI model that can interact online, in real-time. |
The AI models you're most likely familiar with, like ChatGPT, are closed off from the real-time internet. They can’t surf the web, buy things, respond to tweets. |
Instead, they’ve been trained on a snapshot of the internet that could be months or years old. |
Agents (or ‘agential AI’) don't have this problem – and one of the more popular applications of agential AI is creating online ‘entities’ – like those on the Virtuals Protocol. 👇 |
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Most of these entities right now are all trying to become online influencers (e.g. Luna). They tweet, livestream, make music, etc. – all in the hopes of becoming famous. |
But once the AI influencer market is saturated, the humans guiding their learning will no doubt shift to different niches. |
Think: marketers, sports analysts – or crypto traders, like @pmairca (which has its own fund called ai16z). |
3/ AI Agents as assistants |
These are the ones we’re really excited about! |
Imagine a ChatGPT-style interface, like that of Griffain (breakdown here), where the AI on the other end has free reign to interact online, in real-time. |
For example, you could say: |
“Research a 14 day trip across Spain. My budget is $7k in total (flights, accommodation, transfers etc.). Find the highest star rating hotels for that budget.” |
The AI checks everything via Travala.com (the Solana integrated travel site 👇) → builds a few itineraries → you pick one → it books it. |
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Or… |
“Check the yields being offered across the Ethereum/Solana DeFi ecosystems. Move any tokens I have on those ecosystems to the highest yielding option. Run this check once a week, and move my funds if you find higher yields.” |
Boom! You have your own personal money manager. |
See how this is going to change the way businesses and individuals interact online? |
Once agential AI hits the consumer market en-masse, any business that doesn’t have onchain integration is going to get left behind. |
This will likely be more impactful than the advent of Google Search! |
Chills. Literal chills. |
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| | Life insurance, huh? Boringggg. | We get it—but hear us out for a sec. | This one’s different: it lets you benefit while you’re still alive. | Here’s how: You can use the policy’s value to take out a tax-free loan. | Sounds confusing? Let’s break it down: | Pay $BTC into the policy today at $100K In year 2035, $BTC is at $1M Borrow against the policy and sell that $BTC for $1M cash. The best part? No capital gains tax on the $900K appreciation.
| Pretty neat, huh? | If you’re still confused, just click the link below 👇 | Read more about the policy here | |
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THE FUTURE OF WEB3 SOCIAL 📲 |
Ideas for web3 social apps: |
A group chat where every trade someone makes is autoposted to the chat. A social feed, where you can subscribe to someone’s trading behavior (1 click and you copy all of their trades automatically). A fully anonymous posting service, where you need a certain amount of the services token to be able to post. But when you do post, it then gets posted on an anonymous Twitter profile with a gold checkmark to boost its reach.
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Unfortunately for us, all of these ideas have already been realized. |
And all off the back of Farcaster, the web3 social protocol. |
Basically, Farcaster lets anyone build decentralized social apps on its protocol – any users of those social apps get to take their followers and content (text, images, videos, audio) with them between any app on the protocol. |
So if you blow up on one Farcaster app, you blow up on them ALL! |
(You’re not going to find that kind of functionality on Instagram or Twitter – they want to own their user data outright). |
…maybe that’s why its daily user base exploded last year? 👇 |
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In part two of our chat with Farcaster’s founder, Dan Romero, we talk about: |
The future of decentralized social Whether or not AI agents really need their own tokens How Farcaster users are worded up about new crypto trends, way before Twitter uses
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We said it yesterday, and we’ll say it again: Dan is a GOAT of the crypto space! |
You don’t want to miss it. 👇 |
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YouTube | Spotify | Apple Podcasts |
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BITE-SIZED COOKIES FOR THE ROAD 🍪 |
Lympid is turning premium assets into tokenized assets. Whether it’s a rare wine or a collectible watch, it’s all available as tokens with Lympid.* |
Do Kwon pleads not guilty. Here’s the rundown so far: Terra ecosystem collapses, Do Kwon flees to South Korea, gets extradited to the US, and now pleads not guilty. The drama isn’t over yet. |
Bitcoin turns 16. Satoshi mined the Genesis block back on Jan 3rd, 2009. Hope there’s only green candles on your birthday cake, Bitcoin. |
IRS delays crypto tax reporting until 2026. IRS saw what’s happening in crypto and just said “Nah, we’ll just deal with this next year.” |
We’re hiring! Calling the brightest minds in crypto to join our team but hurry, there’s only 4 roles left. |
Milk Road’s Bitcoin Price page offers real-time pricing for $BTC, keeping you updated on every move. With a clean layout and reliable data, it’s perfect for those closely tracking Bitcoin’s market activity. |
* This is sponsored content. |
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MILKY MEMES 🤣 |
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DISCLAIMER: None of this is financial advice. This newsletter is strictly educational and is not investment advice or a solicitation to buy or sell any assets or to make any financial decisions. Please be careful and do your own research. |
