| Welcome: Nompu Siziba – Moneyweb Market Watcher: David Shapiro – Deputy Chairman, Sasfin Securities Business confidence declines further highlighting fragile economic conditions: Ettienne le Roux – Chief economist, RMB EPP defers dividend as Covid conditions put a damper on profits: Tomasz Trzósło – CEO, EPP. Growthpoint reports growth in revenue, declares dividend: Estienne de Klerk – CEO, Growthpoint New digital exchange to challenge traditional banking/trading models: Sonny Fisher – Founder, FORUS Executive Lounge: Marius Botha – CEO, aYo Holdings | 