You may feel concerned about your finances or other elements of your personal security today. If you have a talent for thriftiness, consider taking some time to review the state of your finances and the manner in which you spend your time. Your aptitudes may lie in other areas, however, and you may find yourself wondering how you can build a strong foundation that you can rely on in lean times. A practical and conservative approach will likely serve you best today as you study up on the basics of budgeting. The more optimistic you are regarding your ability to use your resources wisely, the more careful you will likely be when crafting a savings plan or growth strategy.

Putting a small portion of our resources aside on a regular basis allows us to prepare for unexpected circumstances without depriving ourselves of what we require to maintain our well-being in the present. This practical method of commonsense preparation serves us well, as it permits us to acknowledge that we cannot always anticipate the challenges the future will bring, yet it also prevents our becoming pessimistic. We are more apt to look forward with an attitude of hopeful excitement when we have taken steps to ensure that few situations we encounter will have the power to prevent us from fulfilling our purpose. Similarly, we move forward unafraid of the unknown since we understand that we are ready to confront it. The thriftiness you exhibit today will help you feel more confident about your journey into the future.