| Welcome: Nompu Siziba – Moneyweb Market Watcher: Gary Booysen – Portfolio manager, Rand Swiss Clicks hair advert controversy – can it be fixed? Andy Rice – Brand expert & Vikesh Ramsunder – CEO, Clicks Consumer confidence remains at 27-year low: Siphamandla Mkhwanazi – Senior economist, FNB SA’s nursing shortage is placing major strain on the medical industry: Dr Sharon Vasuthevan – Group Nursing and Quality Executive, Life Healthcare The cost of relocating to a foreign country: Erik Olwagen – Head: South Africa Sales and Distribution International Personal Banking, Standard Bank | 