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Commanders in Chief

Banking, With Artificial (And Real) Intelligence
 

Innovation in payments means making bold moves and embracing mistakes while keeping sight of the mission. In our latest Commanders in Chief interview, Kasisto CEO and Co-founder Zor Gorelov tells PYMNTS that banks must make the leap from just moving money to actually managing money — and details how AI can help.

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Data Drivers

For Mobile Payments, The Lure Of Everyday Life
 

What is the tipping point for mobile payments? It's not just infrastructure, as our latest Data Drivers details. According to Kristian Gjerding, CEO of CellPoint Mobile, the lure of making everyday tasks simpler is what turns dabblers into devotees.
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Alt Lending

CFPB’s Change Of Payday Lending’s Heart?
 

The final short-term lending rules are set to drop in the next several weeks — and sources say that they will likely stay focused only on payday loans. Some speculate that the change of CFPB’s heart is to make it easier for Cordray to run for office — others think the CFPB is trying to make sure Congress doesn’t immediately ixnay their rule. We have the rundown.

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NEW REPORT: Faster Disbursement Services From Alt-Lending Players Put Banks On Notice
 

Will SMBs seeking loans for expansion and growth dump traditional banks for alt lenders that can say yes quickly and disburse funds a minute later? For the August PYMNTS Disbursements Tracker, powered by Ingo Money, PYMNTS speaks with Andrea Gellert, chief revenue officer of OnDeck, about the pressure that alt lenders are placing on banks to retool their SMB lending services. Plus, a deep data dive on the rise of marketplace lenders and nine new additions to the provider directory, inside this month’s Tracker.

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