EBF MORNING BRIEF Tuesday 15 July 2025 Good morning. Here are the top news stories and events in European banking, financial regulation and EU policy, brought to you by the European Banking Federation.
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FROM THE MEDIA Reuters: Swiss zero rate squeeze on banks may lead to bumpy ride for borrowers The Swiss National Bank’s surprise return to a zero policy rate has squeezed banks' margins, raising concerns that tighter lending conditions could impact borrowers, reports Reuters. Read more Bloomberg: Spain’s Central Bank Picks Fed Official as New Chief Economist The Bank of Spain has appointed former Federal Reserve official, Rochelle Edge, as its new chief economist, reflecting a shift towards international expertise, reports Bloomberg. Read more Politico: French PM faces ‘moment of truth’ on Tuesday as ouster looms French Prime Minister François Bayrou faces a critical no-confidence vote, with opposition parties challenging his handling of the budget, writes Politico. Read more Risk.net: Basel III overhaul triggers credit RWA reshuffle at EU banks EU banks are reshuffling credit risk-weighted assets following Basel III reforms, with notable changes in risk modelling practices, writes Risk.net. Read more |
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EVENTS Confederation of British Industry ‘Net Zero Working Group’ Q3 Meeting Bundesbank: Unplugged After Work Event und dem Gastgeber Michael Theurer ECB: Eurosystem templates on international reserves and foreign currency liquidity (Dataset: RAS) European Banking Authority ‘Regulatory Technical Standards specifying the minimum list of information to be provided to the competent authorities at the time of the notification’ Public Hearing |
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FROM THE EBF EU T+1 Industry Committee launches roadmap and opens consultation period for capital markets transformation The EU T+1 Industry Committee launched its roadmap to move Europe’s securities settlement cycle to T+1 by October 2027. This change will make European capital markets more competitive and efficient by reducing settlement risk and aligning with global standards. The roadmap highlights the need for greater automation and standardisation in post-trade processes. A consultation is now open until 31 August to gather industry feedback before the implementation phase begins. Read full press release
More than 400 participants attended our “How to Improve Accessibility of Banking Services” event
On 1 July, the European Banking Federation co-hosted with AccesibleEU the event “How to Improve Accessibility of Banking Services” to mark the entry into force of the European Accessibility Act on 28 June. EU Commissioner Maria Luís Albuquerque delivered an inspiring keynote, stressing that the upcoming EU Strategy for Financial Literacy must be inclusive of all Europeans. With more than 101 million Europeans living with a disability, this is a critical milestone for inclusion across the financial sector. Read more about the event
EBF Vacancies! Work with us! Visit our Vacancies page to learn more about the opening. Read more |
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FROM EBF MEMBERS Finance Denmark: Willingness to borrow increases in June – Danes obtain more offers for both home purchases and rescheduling New figures from Finance Denmark show that Danes requested significantly more loan offers in June compared to previous months, with growth seen both in home purchase financing and in the refinancing of existing loans. Read more (DA) |
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FROM THE INSTITUTIONS European Insurance and Occupational Pensions Authority: EIOPA submits first bundle of technical standards to the European Commission after the review of Solvency II EIOPA delivered the first set of technical standards and guidelines to the European Commission following the review of Solvency II, aiming to enhance supervisory convergence and market consistency. Read more European Central Bank: TARGET Services – the backbone of European financial markets The ECB highlights how TARGET Services underpin the smooth functioning of Europe's financial system, offering safe and efficient payment and securities settlement infrastructure. Read more |
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ABOUT THE EUROPEAN BANKING FEDERATION
The European Banking Federation is the voice of the European banking sector, bringing together national banking associations from across Europe. The federation is committed to a thriving European economy that is underpinned by a stable, secure and inclusive financial ecosystem, and to a flourishing society where financing is available to fund the dreams of citizens, businesses and innovators everywhere. Website: www.ebf.eu |
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This newsletter is published by the EBF Mediacentre.
For questions or suggestions contact d.rico@ebf.eu
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