📝EBF Morning Brief - Tuesday 15 April 2025: What is banks’ best approach to private credit?

EBF MORNING BRIEF Tuesday 15 April 2025

FROM THE MEDIA

The Banker: What is banks’ best approach to private credit?

Banks are embracing private credit through joint ventures, co-origination, and loose partnerships. US lenders lead with distinct models, while European banks face structural challenges scaling up, reports The Banker. Read more

Bloomberg: The euro is emerging as alternative safe haven along with bunds

The euro is rallying as traders shift from the dollar amid tariff-driven volatility, with hedge funds targeting $1.20 and strategists viewing the currency as a rising refuge, reports Bloomberg. Read more

MLex: UK regulators commit to open banking, open finance milestones

UK financial regulators have reaffirmed their timeline for advancing open banking and open finance, with new implementation targets and enhanced stakeholder engagement, reports MLex. Read more

MAIN EVENTS

Council Working Party on Information Exchange and Data Protection (DAPIX)

Council Working Party on Financial Services and the Banking Union (Banking Union)

ECB and Eurosystem templates on international reserves and foreign currency liquidity (Mar-2025) – data release

FROM THE EBF

Less is More: Streamlining Banking Regulation in Europe

The Less is More report, co-authored by the European Banking Federation and leading experts, calls for simplifying and improving the EU financial regulatory framework to support competitiveness, innovation and trust, while safeguarding financial stability and consumer protection. Read more

New EBF Vacancy! Work with us!

Visit our Vacancies page to learn more about the opening. Read more

EBF response to European Commission consultation on Taxonomy Disclosures Delegated Act

The European Banking Federation (EBF) has submitted its response to the European Commission’s consultation on the Taxonomy Disclosures Delegated Act. While welcoming the initial steps toward simplification, EBF highlights that substantial challenges for banks remain. Read more

New EBF article! - Savings and Investments Union (SIU): A watershed moment?

In this article, our deputy CEO Sébastien de Brouwer poses a key question: Is Savings and Investments Union (SIU) the watershed moment Europe needs and deserves? Read more

FROM EBF MEMBERS

UK Finance: The Cyber Risk Blind Spot – Why Measurement Needs to Evolve

UK Finance argues that cyber risk frameworks must evolve to more effectively measure and address systemic vulnerabilities. Read more.

Finance Finland: Child Savings Launch – Turning Babies into Investors

Finance Finland promotes a proposal to help families begin investing for their children from birth, encouraging long-term financial security. Read more (FI).

Swedish Bankers’ Association: Don’t Be Easily Tricked – How to Protect Yourself From Scams

Finance Sweden offers advice to help consumers protect themselves against fraud and digital scams. Read more (SV).

FROM THE INSTITUTIONS

European Central Bank: Survey on the Access to Finance of Enterprises: firms report lower interest rates amid reduced need for bank loans

Firms reported lower interest rates and reduced demand for bank loans, while short-term inflation expectations declined slightly to 2.9%. Read more

ABOUT THE EUROPEAN BANKING FEDERATION

The European Banking Federation is the voice of the European banking sector, bringing together national banking associations from across Europe. The federation is committed to a thriving European economy that is underpinned by a stable, secure and inclusive financial ecosystem, and to a flourishing society where financing is available to fund the dreams of citizens, businesses and innovators everywhere. Website: www.ebf.eu

European Banking Federation