EBF MORNING BRIEF  Wednesday 16 April 2025  Good morning. Here are the top news stories and events in European banking, financial regulation and EU policy, brought to you by the European Banking Federation.Â
Recommend the EBF newsletters to a colleague. Click here to sign up!
|
|
|
FROM THEÂ MEDIA Â Reuters: Britain's financial watchdog sets up in US and Asia to attract firms to UK The FCA has appointed staff in Washington and will open a regional office in Australia to help overseas firms navigate UK rules and boost British financial services exports, reports Reuters. Read more
MLex: EU fund managers see rules on liquidity management tools published
ESMA has released final draft rules on liquidity management tools, aiming to give EU fund managers stronger safeguards for managing redemptions during market stress, reports MLex. Read more
S&P Global Market Intelligence: Big Nordic banks to report lower Q1 2025 earnings
Nordic banks, especially those in Sweden, are expected to post weaker Q1 results due to rate pressures outweighing credit risks, according to UBS analysts, reports S&P Global Market Intelligence. Read more |
|
MAIN EVENTS Â Wednesday 16Â April -
Governing Council of the ECB: monetary policy meeting in Frankfurt (Day 1) -
Coreper I – meeting -
Council Working Party on Financial Services and the Banking Union (Banking Union) -
ECB: Euro area seasonally adjusted HICP (Mar 2025) – data release
 Thursday 17 April -
ECB: Bank Liabilities Survey – 2025 Q1 – data release -
ECB: Credit Conditions Survey – 2025 Q1 – data release -
ECB: Governing Council of the ECB: monetary policy meeting in Frankfurt (Day 2) -
Bank of England: Credit Conditions Survey (2025 Q1) – data release
|
|
FROM THE EBFÂ Â
Less is More: Streamlining Banking Regulation in Europe
The Less is More report, co-authored by the European Banking Federation and leading experts, calls for simplifying and improving the EU financial regulatory framework to support competitiveness, innovation and trust, while safeguarding financial stability and consumer protection. Read more
New EBF Vacancy! Work with us!
Visit our Vacancies page to learn more about the opening. Read more
 EBF response to European Commission consultation on Taxonomy Disclosures Delegated Act The European Banking Federation (EBF) has submitted its response to the European Commission’s consultation on the Taxonomy Disclosures Delegated Act. While welcoming the initial steps toward simplification, EBF highlights that substantial challenges for banks remain. Read more
New EBF article! - Savings and Investments Union (SIU): A watershed moment?
In this article, our deputy CEO Sébastien de Brouwer poses a key question: Is Savings and Investments Union (SIU) the watershed moment Europe needs and deserves? Read more  |
|
FROM EBF MEMBERS  Lithuanian Banking Association: Artificial Intelligence Enters the Financial Sector – What Does It Mean for Consumers and Banks? LBA explores how AI is transforming the financial sector in Lithuania and its implications for customer services and banking operations. Read more (LT).
UK Finance: Slow-Burning Progress – Recent Developments Across UK Digital Assets
UK Finance reviews regulatory and industry developments shaping the future of digital assets and tokenized finance in the UK. Read more.
Swiss Banking Association: Anyone Who Follows Their Bank’s Security Advice Is Well Protected
SBA highlights the importance of adhering to banks’ cybersecurity guidelines to protect against online fraud and data breaches. Read more.
 French Banking Federation: Banks and Artificial Intelligence – A Cross-Sector Study on Jobs and Skills FBF presents findings from a cross-sector study examining the impact of AI on banking professions and future skill needs. Read more (FR).  |
|
FROM THE INSTITUTIONS Â European Insurance and Occupational Pensions Authority: Despite good returns, performance of retail investment products in insurance and pensions fails to outperform inflation EIOPA reports that most investment and pension products underperformed inflation in 2023, with high costs limiting value for money. Read more
European Securities and Markets Authority: ESMA publishes implementing rules on Liquidity Management Tools for funds
ESMA published draft RTS and final guidelines to harmonise Liquidity Management Tools for EU funds, strengthening fund resilience and aligning practices across Member States. Read more
European Central Bank: April 2025 euro area bank lending survey
Credit standards for firms tightened slightly, while housing loans eased. Demand for household credit continued to rise, reflecting lower rates and stronger confidence. Read more |
|
ABOUTÂ THEÂ EUROPEAN BANKING FEDERATION
 The European Banking Federation is the voice of the European banking sector, bringing together national banking associations from across Europe. The federation is committed to a thriving European economy that is underpinned by a stable, secure and inclusive financial ecosystem, and to a flourishing society where financing is available to fund the dreams of citizens, businesses and innovators everywhere. Website: www.ebf.eu |
|
This newsletter is published by the EBF Mediacentre.
For questions or suggestions contact r.hrelja@ebf.eu European Banking Federation Avenue des Arts 56, B-1000 Brussels, Belgium
 |
|
|
|
