EBF WEEKLY + FINANCIAL REGULATION AGENDA
For the week starting Tuesday 22 April 2025

An overview of the main financial regulation and banking stories this week and a look ahead to key events for the upcoming week, brought to you by the European Banking Federation.
EBF wishes you a happy Easter break!

Recommend the EBF newsletters to a colleague. Click here to sign up!

FROM THE MEDIA

Euronews: Is the EU banning American credit cards?

Social media claims that the EU will ban Visa, Mastercard or PayPal are false; Christine Lagarde only called for European alternatives to reduce reliance, reports Euronews. Read more

Risk.net: European Commission changes tune on proposed FRTB multiplier

The European Commission now frames its market risk relief as a competitiveness measure rather than a stability tool, raising doubts among banks about its permanence, according to Risk.net. Read more

S&P Global Market Intelligence: Tariff turbulence clouds outlook for European banks' M&A moves

President Trump’s shifting tariff plans are complicating major M&A strategies among European banks, raising concerns over timing, structure, and deal outcomes, reports S&P Global Market Intelligence. Read more

Reuters: UK inflation slows before expected jump from April

UK inflation eased to 2.6% in March, but economists warn of an imminent rebound in April due to rising energy bills and Trump’s trade tariffs, reports Reuters. Read more

FINANCIAL REGULATION AGENDA for next week

Tuesday 22 April

PIIE ‘Europe’s moment: Building bridges to shared prosperity’ event

ECB: EDP general government deficit/debt, Spring notification (Eurostat) (2024) – data release

Wednesday 23 April

PIIE ‘Monetary policy and the euro in an uncertain world’ event

ECB Wage Tracker (Apr-2025) – data release

Thursday 24 April

Deutsche Bundesbank spring Conference on Expectations of Households and Firms

GenAI and scientific research event at European Parliament

PIIE ‘Review of monetary policy strategy by central banks’ event

ECB: Monthly indicators on government debt securities (Mar 2025) – data release

Friday 25 April

ECB: Quarterly data on government deficit/debt (Eurostat) (Q4 2024) – data release

FROM THE EBF

New EBF Vacancy! Work with us!

Visit our Vacancies page to learn more about the opening. Read more

EBF response to European Commission consultation on Taxonomy Disclosures Delegated Act

The European Banking Federation (EBF) has submitted its response to the European Commission’s consultation on the Taxonomy Disclosures Delegated Act. While welcoming the initial steps toward simplification, EBF highlights that substantial challenges for banks remain. Read more

FROM EBF MEMBERS

Czech Banking Association: Vašek – The Mortgage Market Will Be Very Strong This Year

CBA’s Vladimír Vašek forecasts a strong recovery in the Czech mortgage market for 2025, driven by improving economic sentiment and interest rate conditions. Read more (CZ).

Lithuanian Banking Association: Financial Literacy Index – Only One in Seven Can Answer Two Basic Questions, Are You One of Them?

LBA shares the results of a new survey showing that only 14% of Lithuanians answered two core financial literacy questions correctly. Read more (LT).

UK Finance: Financial Institutions – Scientifically Improving Emotional Wellbeing and Performance Whilst Reducing Risks

UK Finance explores how financial institutions are applying behavioural science to support emotional wellbeing, enhance performance, and mitigate risks. Read more.

Icelandic Financial Services Association: Fjallabyggð Primary School Wins the 2025 Financial Games

SFF announces the winning school of the national financial literacy competition, highlighting the importance of early financial education. Read more (IS).

FROM THE INSTITUTIONS

Council of the European Union: Investment simplification: Council agrees position on the ‘Invest EU’ regulation to boost EU competitiveness

The Council adopted its position on revising the ‘Invest EU’ regulation, aiming to mobilise €50 billion in investment and reduce administrative burdens for SMEs. Read more

European Central Bank: Euro area monthly balance of payments: February 2025

The euro area recorded a €34 billion current account surplus in February 2025, with a €411 billion surplus over the past 12 months, driven by strong goods and services balances. Read more

European Securities and Markets Authority: ESAs publish Joint Annual Report for 2024

The ESAs outlined their 2024 joint work on digital resilience, sustainable finance, consumer protection, and cross-sectoral risks. Read more

ABOUT THE EUROPEAN BANKING FEDERATION

The European Banking Federation is the voice of the European banking sector, bringing together national banking associations from across Europe. The federation is committed to a thriving European economy that is underpinned by a stable, secure and inclusive financial ecosystem, and to a flourishing society where financing is available to fund the dreams of citizens, businesses and innovators everywhere. Website: www.ebf.eu

European Banking Federation