If you have trouble reading this e-mail or wish to go directly to the web version, click here. September 2020
We are delighted to issue our September’s Rep(l)ay after a short summer break! Find out more about our latest publications and important information on some 2020 change requests entering into force in November 2023.
We trust you will enjoy reading the latest publications from the EPC!

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Insight Country profile: digital and instant payments are the norm in Estonia

Estonians rank highly for their use of cards and other non-cash payments. Find out more about it in our new interview and infographic on our website.


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Rainer Olt

Head of Payment and Settlement Systems at Eesti Pank (the Estonian central bank)
Insight EPI: towards a new European payment solution?

The European Payments Initiative (EPI) aims to leverage the SCT Inst and create a unified payment solution for consumers and merchants across Europe.


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Narinda You

Head of Strategy and Market Issues at Crédit Agricole – Payment Services and Vice Chair of the EPC

News Some 2020 change requests entering into force in November 2023

The EPC will publish the 2023 SEPA payment scheme rulebooks and related IGs (based on the 2019 version of the ISO 20022 standards) in May 2022 instead of November 2022 to provide PSPs and other stakeholders 18 months for implementation. The 2022 SEPA payment scheme rulebook change management cycle will as a result start six months earlier.


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Infographic Infographic: The Estonian payment landscape (September 2020)


Technical documents EPC Scheme End User Forum (SEUF): Agenda and minutes of the 11th meeting of the EPC Scheme End-User Forum (August 2020) 24 September 2020 EPC Scheme Technical Forum (ESTF): Agenda and minutes of the 13th meeting of the EPC Scheme Technical Forum (August 2020) 24 September 2020 SEPA Direct Debit (SDD): Creditor Identifier Overview, Guidelines for the appearance of mandates in the SEPA Direct Debit schemes 24 September 2020 Template to Propose a Change to the SEPA Credit Transfer or SEPA Direct Debit Rulebooks 22 September 2020 Overview SEPA Scheme Participants Status 11 September 2020 MSG MSCT: Agenda and Minutes of the 12th and 13th MSG MSCT Plenary meeting 10 September 2020

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