The trap isn’t your spending. It’s the rate.

You’re not careless. You’re not lazy. You’re just paying 22% interest on a balance that won’t go away.

That’s how the system was designed — and it’s choking millions of Americans.

Even Donald Trump has called out the Fed’s crushing rates… and for once, Congress agrees.

That’s why there’s momentum to push 0% interest options for struggling Americans.

But here’s the twist: You don’t have to wait for Washington to “fix” it.

You can switch to a 0% APR credit card today — and stop bleeding money on interest.

These cards offer:

✅ 0% interest for up to 21 months
✅ A chance to finally lower your balance, not just tread water
✅ Freedom from the hamster wheel of minimum payments

But they’re limited. Once the issuers hit their quota, they shut the door.

👉 Click here to see the top 0% cards available now

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