| Ex-Wells CEO banned from banking, Dominoâs eyes voice, 5G to innovate order ahead, LendingClub President blasts new FICO Model | | | LendingClub President: FICO's New Model Won't Save A Credit Scoring 'Dinosaur' FICO 10 looms, with changes that might ding millions of consumers for personal loans and high credit card debt. Steve Allocca, president of LendingClub, tells Karen Webster the âblack boxâ model of credit scoring is antiquated. In his view, the FICO changes attempt to catch up, in a world where alternative data and digitization are making inroads â and further expose the traditional model as an inaccurate âdinosaur.â Hereâs why. |
| This Week In Payments: Davos, China X-Border Commerce And Talk To (And Pay With) The Hand "Global" was word of the week in payments, with all eyes on the World Economic Forum in Davos â and on the fresh off the presses announcement that PayPal and UnionPay will team on China X-border commerce. Meanwhile, stateside, rumors flew about Amazon's plans to merge payments and biometrics in the very near future. Brandon Spear, President of MSTS, talks with Karen Webster about this week in payments: what happened, what to worry about and what to look forward to. |
| The Lunar New Year Commerce Explosion Hits China (And Beyond) As Lunar New Yearâs celebrations get underway in China today â itâs officially showtime for the array of global brands that have spent the last few months gearing up to cash in on the $150 billion-plus commerce opportunity over the next two weeks. But will 2020 live up to expectations â or will some unforeseen bumps in the road damper the biggest annual commerce event in China? |
| How Subscriptions Make The $30B Vitamin Market A Daily Ritual Americans spend $30 billion annually on vitamins and dietary supplements yet don’t always make it part of their daily ritual. Ritual Chief Operating Officer Liz Reifsnyder tells PYMNTS there are two reasons for that: both of which she has solved using a subscription business model and a smarter approach to product design and development. |
| | Mobile Order-Ahead Tracker™ | | Dominoâs Mobile Order-Ahead 2.0: How Voice, 5G Can Deliver Dominoâs was one of the first innovators on the digital ordering scene, debuting order trackers and store locators with consumers in 2007. Over a decade in, Dominoâs is reinventing its mobile ordering to keep up with its customers shifting preferences. In this monthâs Mobile Order-Ahead Tracker, Christopher Thomas-Moore, Dominoâs vice president of global eCommerce and digital marketing, explains how the chain plans to use voice ordering and 5G to innovate mobile ordering. |
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