| Good afternoon, Former Bank of Queensland chair Patrick Allaway, who last year parachuted into the chief executive spot, has found the courage to confront the elephant in his suburban branches , writes Eric Johnston. Australia’s largest listed residential developer Stockland has warned that improvements in housing sales volumes will depend on the direction of interest rates and how fast the laggard Victorian market can come back. Former Monash IVF patients who may have destroyed otherwise healthy embryos due to a faulty genetic test have secured a record settlement, as the group’s bottom line was hit by the legal fight. | 
