| App Factories, The Cloud And Helping Small FIs Compete Like FinTechs FI's see tech firms launching products like Apple Card and want to, too â but donât have the infrastructure to do it, says OnDot CEO and President Vaduvur Bharghavan. Thatâs where the cloud and App Factories play a role, VB tells Karen Webster, in helping smaller issuers compete the FinTech way. |
| Finix CEO: Why Every Software Platform Should Be A PayFac The road to becoming a PayFac used to be long, and cash outlays significant. Not anymore, Finix CEO Richie Serna tells PYMNTS. Fresh on the heels of a $17.5M capital raise led by Bain Capital and including big names like Visa, Serna describes how Finixâs PayFac platform turns payments into a profit-making product for software platforms, with a clearing and settlement engine that simplifies payouts. Geek out on the details. |
| PODCAST: Digital Payments |
| What Will It Take To Electrify (And Digitize) Utility Payments? Unlike electricity and water, checks are slow moving â but perhaps ironically, theyâre still the dominant payment method for utilities. In a new podcast, Deirdre Ives, CEO and managing director, Wirecard North America, talks with Karen Webster about how to overcome inertia and legacy challenges to bring faster, digital transactions to the utility space, which has some built-in advantages that can help the payments process along. |
| CFPB Report: One In Four Consumers Have Debt In Collections More than a quarter of consumers have one debt in collections, according to data from the Consumer Financial Protection Bureau. A large swath of that is tied to medical debt — but it depends on who is trying to collect, according to a recent agency study. |
| | PODCAST: Connected Commerce | | The Road Ahead For Connected Car Commerce Connected commerce via motor vehicle is increasingly on the horizon for merchants, original equipment manufacturers (OEMs) and automakers â with as many as 64M connected vehicles expected on the road by yearâs end. In a new podcast, First Data Vice Presidents Jeff Gerald and Scott MacKay tell Karen Webster that âuniversal commerceâ on wheels must take into account changing demographics, payment security concerns â and even the move away from car ownership. Here's whatâs on the road ahead. |
|
