Good afternoon,

Retail giant Harvey Norman is in legal hot water and likely faces a penalty after ASIC successfully argued in court that customers were misled over interest-free payment methods.

Meanwhile, personal finance writer Anthony Keane explains the five reasons why interest rate cuts may come far later than anticipated.

And The List: Top 100 Innovators takes a look at the cars of the not-too-distant future and explains why they won't be just a means of transport but potentially an entertainment venue too.