| Welcome: Jimmy Moyaha Market Watcher: Terence Hove – Senior Market Analyst, Exness Higher risk aversion among investors mutes PIC growth: Abel Sithole – CEO, PIC Another fuel price increase to hit consumers: Layton Beard – Spokesperson, Automobile Association What happens if you miss the CIPC’s beneficial ownership submission deadline? Joshua Alexandre – Founder and CEO, InfoDocs ‘Some provinces have as little as six years of mining left’ – PwC: Vuyiswa Khutlang – Energy Utilities and Resources Partner, PwC South Africa Residential developments: Are homeowners opting to build or buy? Natasha Champion – Regional Sales manager, ooba Home Loans | 
