s one of the few elements of investing that you can control small increase in savings can make a huge difference/meraxes.polarmobile.com:443/image/v1.0.0/bin/5b89688948e3edcb230d7d36/www.telegraph.co.uk/money/retirement-and-pension-planning/pension-charges/?WT.mc_id=tmgspk_plrnlr_2058_ArKTc39t08r9&utm_source=tmgspk&utm_medium=plrnlr&utm_content=2058&utm_campaign=tmgspk_plrnlr_2058_ArKTc39t08r9&plr=1&mvpf=88cac5ad91614fea88712d7337420803&mvpflabel=/www.telegraph.co.uk/money/retirement-and-pension-planning/pension-charges/?WT.mc_id=tmgspk_plrnlr_2058_ArKTc39t08r9&utm_source=tmgspk&utm_medium=plrnlr&utm_content=2058&utm_campaign=tmgspk_plrnlr_2058_ArKTc39t08r9&plr=1&mvpf=88cac5ad91614fea88712d7337420803&mvpflabel=/www.telegraph.co.uk/money/retirement-and-pension-planning/pension-charges/?WT.mc_id=tmgspk_plrnlr_2058_ArKTc39t08r9&utm_source=tmgspk&utm_medium=plrnlr&utm_content=2058&utm_campaign=tmgspk_plrnlr_2058_ArKTc39t08r9&plr=1&mvpf=88cac5ad91614fea88712d7337420803&mvpflabel=s one of the few elements of investing that you can control small increase in savings can make a huge difference/meraxes.polarmobile.com:443/image/v1.0.0/bin/5b89688948e3edcb230d7d36/www.telegraph.co.uk/money/retirement-and-pension-planning/pension-charges/?WT.mc_id=tmgspk_plrnlr_2058_ArKTc39t08r9&utm_source=tmgspk&utm_medium=plrnlr&utm_content=2058&utm_campaign=tmgspk_plrnlr_2058_ArKTc39t08r9&plr=1&mvpf=88cac5ad91614fea88712d7337420803&mvpflabel=/www.telegraph.co.uk/money/retirement-and-pension-planning/pension-charges/?WT.mc_id=tmgspk_plrnlr_2058_ArKTc39t08r9&utm_source=tmgspk&utm_medium=plrnlr&utm_content=2058&utm_campaign=tmgspk_plrnlr_2058_ArKTc39t08r9&plr=1&mvpf=88cac5ad91614fea88712d7337420803&mvpflabel=/www.telegraph.co.uk/money/retirement-and-pension-planning/pension-charges/?WT.mc_id=tmgspk_plrnlr_2058_ArKTc39t08r9&utm_source=tmgspk&utm_medium=plrnlr&utm_content=2058&utm_campaign=tmgspk_plrnlr_2058_ArKTc39t08r9&plr=1&mvpf=88cac5ad91614fea88712d7337420803&mvpflabel=

How banks are cashing in on the inheritance tax boom
Plus: the legal ways to pay no pension tax

Wednesday, November 21, 2018

Telegraph Money 

The week's most important personal finance news, analysis and expert advice, from pensions and property to investment ideas and savings tips.

The Telegraph take

By Sophie Christie personal finance reporter

The Government is braced for scathing criticism from the National Audit Office this week over its shambolic handling of the 11bn smart meter roll-out.

The launch was supposed to make things simpler for customers and reduce energy usage, but many readers have complained about a host of problems arising from their decision to get a smart meter. These include, as Telegraph Money revealed, solar panel owners who are discovering that their energy bills rise when they have a smart meter installed.

The NAO report, due to be published later this week, is expected to criticise the roll-out, which is running behind schedule and over budget.
 

Top stories

A man holding the word 'Loan' made out of flowers at a funeral

How banks are cashing in on the inheritance tax boom
A road sign with two elderly people on it

From travel insurance to mortgages: why getting older means getting a worse deal
Thomasina Miers in Portland restaurant in London

Wahaca's Thomasina Miers: 'I grew up worrying we would lose our house'
 

Moral Money

A scene from the Godfather

'My colleagues have revealed how much they get paid, but I don't want to'

 

Savings and banking

•

'Fraudsters stole 23k but just one of my two banks paid up'
•

Banks hit by more than 100 service failures – where does your bank rank?

•

More people are saving into a 'Wisa' – a workplace Isa – but what is it?
 

Investing

Fabrizio Giberti inspects a Parmigiano Reggiano parmesan wheel in the Credito Emiliano bank

A mature investment: is it time to take a punt on the booming cheese market?
 
A scene from Netflix's The Crown

Should you buy tech stocks while prices are falling and what are the risks?

 
Singapore's skyline at night

As Brexit uncertainty looms in the UK, there are bargains to be had in Asia
 
 

Pensions

•

Want early retirement? How to ditch your day job and follow your dreams
•

Retiring? These are legal ways to pay no pension tax
•

Advisers who refuse to transfer your pension may owe you compensation
 

How to pay for your degree as a mature student

 

Its never too late to get a degree. There are a number of ways retirees can fund further education

 

Sponsored

Questor share tips

DIY home automation kit

Buy this US tech stock that's already putting the ‘internet of things’ to productive use

To let signs

Battered by the Brexit blues, OneSavings Bank now offers compelling contrarian value

Two workers pointing at power lines

We’ll hold Royal Mail and National Grid, but the latter’s dividend looks far safer

A man holding a technology chip

A well-run technology trust that has fallen by 18pc – this is a buying opportunity

 

Ask Jessica

•

'I paid 954 for a deposit on a new kitchen then the company went bust'
•

'Currys' technology experts couldn't fix my faulty washing machine'
•

'Bungled EDF energy switch left me out of pocket'
 

You have the last word...

John Giles said about 'fraudsters stole 23k': "While these people should not have the transferred money to fraudsters in the first place, the banks do hold one area of responsibility... How is it that fraudsters are apparently able to open numerous bank accounts in false identities? How is it that fraudsters are able to transfer huge amounts of cash from these accounts, when it has only just arrived?"

Stephen Dawson said about more people saving into 'Wisas': "Encouraging and facilitating saving among those who might not otherwise get around to it is a good thing."

Peter Fligman said about banks cashing in on inheritance tax: "IHT is just plain theft akin to highway robbery and this pernicious tax should be scrapped."
 
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Contact us: to pose a question to our team of expert reporters, email moneyexpert@telegraph.co.uk. If you'd like a free financial plan, email money@telegraph.co.uk with the subject 'Give me a Money Makeover'.

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