How each administration could impact the fintech industry

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November 7, 2020 How each administration could impact the fintech industry. In light of the US election, we looked into how a Trump or Biden administration could impact the fintech industry. We think Biden would focus on consumer protection and increasing regulatory oversight, while President Trump would continue to loosen financial regulation. Both candidates' plans will likely be impacted by whichever party holds the majority in Congress. And regardless of who becomes president, the US will likely remain a global fintech hub because fintechs have significant access to capital. Business Insider Intelligence's Lea Nonninger, Michael Tattersall, and Victor Chatenay have the full story. BRIEFING HIGHLIGHTS Half of US hospitals fell victim to the CMS' fines for high readmission rates Half of US hospitals slammed with CMS' readmission fines—and as a result, their payments will be cut by up to 3% for each Medicare case in 2021. Read More → Omada releases positive results for its digital diabetes program Omada released results from its study that show its virtual diabetes prevention platform is more effective than a basic educational program. Read More → US holiday ecommerce sales will surge over 35% this year US consumers will spend $190.47 billion this year on holiday ecommerce purchases, representing an incremental $50 billion in sales versus 2019. Read More → Why US digital-only banks will keep growing in the next 5 years Insider Intelligence expects account holder numbers at digital-only banks to stay on an upward trajectory through 2024 in the US, UK, and Canada. Read More → Three key banking issues are at stake in the 2020 US election Given the importance of government oversight in the banking industry, financial institutions will be heavily affected by the outcome of the election. Read More → Facebook, Google, and Amazon boast major Q3 growth Facebook, Google, and Amazon's Q3 2020 ad revenue growth rates all beat expectations, driven in particular by ecommerce direct-response advertisers. Read More → Western Union and MoneyGram lifted in Q3 due to digital operations Western Union and MoneyGram posted strong digital transfer revenue growth that helped fuel their overall recoveries in Q3. Read More → How the election could impact US initiatives to address algorithmic bias A Trump administration likely wouldn't pay much attention to concerns over algorithmic bias, but Biden has advocated for more transparency. Read More → LendingClub's Q3 metrics indicate quarterly recovery LendingClub's Q3 results show key metric improvements following action to stabilize the business after a challenging Q2. Read More → Health IT leaders are bullish on AI implementation Ninety-percent of US health IT execs expect AI solutions to be well integrated into the US healthcare system in the next five years. Read More → RESEARCH IN FOCUS Health Tech's Role In The New Office Normal In this report, Insider Intelligence outlines how tech giants and digital health companies are using their tech and clinical expertise to help US businesses with their reopening plans. Get the full report → The Esports Ecosystem This report gives readers a clear understanding of how the major players and components of esports function so that they can more readily take advantage of the many opportunities this dynamic ecosystem presents. Get the full report → The Evolution of Digital Stock Trading In this report, Insider Intelligence explains how startups sparked change in the stock trading industry; gives an overview of the key players in the stock market today, and where startups like Robinhood fit in. Get the full report → BECOME A SUBSCRIBER Did you know the Daily is just a preview of everything Business Insider Intelligence has to offer? Our Briefing subscriptions deliver analysis on the biggest trends and decisions shaping the future of a specific industry. Stay on top and subscribe today to receive: A cornerstone industry report Daily Morning newsletters Opportunities to join the conversation Get Started Today → FOLLOW US Email sent to: newsletter@newslettercollector.com Manage your email preferences | Unsubscribe | Terms of Service | Privacy Policy © 2020 Insider Inc. 1 Liberty Plaza, New York, NY 10006