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Plus: the 16,000 reason you don't qualify for Universal
Credit
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Wednesday April 8 2020
***************
Telegraph Money
***************
The week's most important
personal finance news, analysis and expert advice, from pensions
and property to investment ideas and savings tips.
--------------------------------------------------
Generosity and creativity cut through the darkness
--------------------------------------------------
By Marianna Hunt,
Personal finance reporter
Many of us have found some
extra time during the lockdown, whether it be due to skipping the
morning commute or not being able to go to work. Spare hours can
be put to good use and even spent finding new ways to make or
save some money.
From within the confines of your four walls there are plenty of
ways to make money ( http://t.email3.telegraph.co.uk/r/?id=t2e657fe3,379cf7a3,36a322fb&WT.mc_id=e_DM1231548&WT.tsrc=email&etype=Edi_Pfi_New_Mon&utmsource=email&utm_medium=Edi_Pfi_New_Mon20200408&utm_campaign=DM1231548): from sorting mailing lists for businesses to renting out your
driveway. Others have got more creative and headed out to the
garden to grow and make their own supplies ( http://t.email3.telegraph.co.uk/r/?id=t2e657fe3,379cf7a3,36a322fc&WT.mc_id=e_DM1231548&WT.tsrc=email&etype=Edi_Pfi_New_Mon&utmsource=email&utm_medium=Edi_Pfi_New_Mon20200408&utm_campaign=DM1231548), saving money on supermarket shops.
Coronavirus is not just drawing our creative and entrepreneurial
spirit. It is revealing our neighbourly generosity. The response
to The Telegraph's Coronavirus Appeal ( http://t.email3.telegraph.co.uk/r/?id=t2e657fe3,379cf7a3,36a322fd&WT.mc_id=e_DM1231548&WT.tsrc=email&etype=Edi_Pfi_New_Mon&utmsource=email&utm_medium=Edi_Pfi_New_Mon20200408&utm_campaign=DM1231548) has been enormous. Generous readers raised 200,000 in just 72
hours to support vulnerable families.
Some less able donate money have given up their time. We have
been inundated with stories of local Covid-19 heroes ( http://t.email3.telegraph.co.uk/r/?id=t2e657fe3,379cf7a3,36a322fe&WT.mc_id=e_DM1231548&WT.tsrc=email&etype=Edi_Pfi_New_Mon&utmsource=email&utm_medium=Edi_Pfi_New_Mon20200408&utm_campaign=DM1231548), going above and beyond to help others.
Dressmakers, who have lost all of their custom, have promise to
make free wedding gowns ( http://t.email3.telegraph.co.uk/r/?id=t2e657fe3,379cf7a3,36a322ff&WT.mc_id=e_DM1231548&WT.tsrc=email&etype=Edi_Pfi_New_Mon&utmsource=email&utm_medium=Edi_Pfi_New_Mon20200408&utm_campaign=DM1231548)for NHS-working brides. Pubs forced to close have turned into
village shops delivering to elderly people ( http://t.email3.telegraph.co.uk/r/?id=t2e657fe3,379cf7a3,36a32300&WT.mc_id=e_DM1231548&WT.tsrc=email&etype=Edi_Pfi_New_Mon&utmsource=email&utm_medium=Edi_Pfi_New_Mon20200408&utm_campaign=DM1231548). And the founder of a business school has offered free advice
for small businesses ( http://t.email3.telegraph.co.uk/r/?id=t2e657fe3,379cf7a3,36a32301&WT.mc_id=e_DM1231548&WT.tsrc=email&etype=Edi_Pfi_New_Mon&utmsource=email&utm_medium=Edi_Pfi_New_Mon20200408&utm_campaign=DM1231548) on how to survive the crisis.
We've been telling these stories in our Covid-19 heroes series ( http://t.email3.telegraph.co.uk/r/?id=t2e657fe3,379cf7a3,36a32302&WT.mc_id=e_DM1231548&WT.tsrc=email&etype=Edi_Pfi_New_Mon&utmsource=email&utm_medium=Edi_Pfi_New_Mon20200408&utm_campaign=DM1231548). If you know of anyone else who deserves to be mentioned let us
know by emailing marianna.hunt@telegraph.co.uk
Heroic gestures do not always have to be big and extravagant.
Some can be as simple as helping a vulnerable neighbour book a
priority delivery slot. You can find out more about how to do so
here ( http://t.email3.telegraph.co.uk/r/?id=t2e657fe3,379cf7a3,36a32303&WT.mc_id=e_DM1231548&WT.tsrc=email&etype=Edi_Pfi_New_Mon&utmsource=email&utm_medium=Edi_Pfi_New_Mon20200408&utm_campaign=DM1231548).
If you are worried and need further help or advice, you can
always find more on Telegraph Money ( http://t.email3.telegraph.co.uk/r/?id=t2e657fe3,379cf7a3,36a32304&WT.mc_id=e_DM1231548&WT.tsrc=email&etype=Edi_Pfi_New_Mon&utmsource=email&utm_medium=Edi_Pfi_New_Mon20200408&utm_campaign=DM1231548). Subscribe now and try your
first month for free.
-----------
Top stories
-----------
A person
falling off a cliff ( http://t.email3.telegraph.co.uk/r/?id=t2e657fe3,379cf7a3,36a32305&WT.mc_id=e_DM1231548&WT.tsrc=email&etype=Edi_Pfi_New_Mon&utmsource=email&utm_medium=Edi_Pfi_New_Mon20200408&utm_campaign=DM1231548)
The 16,000
reason you don't qualify for Universal Credit ( http://t.email3.telegraph.co.uk/r/?id=t2e657fe3,379cf7a3,36a32306&WT.mc_id=e_DM1231548&WT.tsrc=email&etype=Edi_Pfi_New_Mon&utmsource=email&utm_medium=Edi_Pfi_New_Mon20200408&utm_campaign=DM1231548)
Paint brushes
and scissors ( http://t.email3.telegraph.co.uk/r/?id=t2e657fe3,379cf7a3,36a32307&WT.mc_id=e_DM1231548&WT.tsrc=email&etype=Edi_Pfi_New_Mon&utmsource=email&utm_medium=Edi_Pfi_New_Mon20200408&utm_campaign=DM1231548)
Landlords in
fear as coronavirus lockdown leads to losses ( http://t.email3.telegraph.co.uk/r/?id=t2e657fe3,379cf7a3,36a32308&WT.mc_id=e_DM1231548&WT.tsrc=email&etype=Edi_Pfi_New_Mon&utmsource=email&utm_medium=Edi_Pfi_New_Mon20200408&utm_campaign=DM1231548)
The future of
house prices ( http://t.email3.telegraph.co.uk/r/?id=t2e657fe3,379cf7a3,36a3230a&WT.mc_id=e_DM1231548&WT.tsrc=email&etype=Edi_Pfi_New_Mon&utmsource=email&utm_medium=Edi_Pfi_New_Mon20200408&utm_campaign=DM1231548): what Italys market can tell us
-----------
Moral Money
-----------
My wife is at
high-risk of coronavirus. Can I pretend to be ill to get out of
work?
Have your say here ( http://t.email3.telegraph.co.uk/r/?id=t2e657fe3,379cf7a3,36a3230c&WT.mc_id=e_DM1231548&WT.tsrc=email&etype=Edi_Pfi_New_Mon&utmsource=email&utm_medium=Edi_Pfi_New_Mon20200408&utm_campaign=DM1231548)
Are you enjoying this
newsletter?
Let us know how we're doing.
Send us feedback (
money@telegraph.co.uk )
----------
Your money
----------
* Salary support | Thousands
miss out for starting jobs 'on wrong day' ( http://t.email3.telegraph.co.uk/r/?id=t2e657fe3,379cf7a3,36a3230d&WT.mc_id=e_DM1231548&WT.tsrc=email&etype=Edi_Pfi_New_Mon&utmsource=email&utm_medium=Edi_Pfi_New_Mon20200408&utm_campaign=DM1231548)
* Markets plunge | Pension freedoms are put to the test ( http://t.email3.telegraph.co.uk/r/?id=t2e657fe3,379cf7a3,36a3230e&WT.mc_id=e_DM1231548&WT.tsrc=email&etype=Edi_Pfi_New_Mon&utmsource=email&utm_medium=Edi_Pfi_New_Mon20200408&utm_campaign=DM1231548)
* Investors fight back | Were buying cruise firms and Asian
stocks ( http://t.email3.telegraph.co.uk/r/?id=t2e657fe3,379cf7a3,36a3230f&WT.mc_id=e_DM1231548&WT.tsrc=email&etype=Edi_Pfi_New_Mon&utmsource=email&utm_medium=Edi_Pfi_New_Mon20200408&utm_campaign=DM1231548)
* Mortgage rate cuts | Homeowners should cash in now ( http://t.email3.telegraph.co.uk/r/?id=t2e657fe3,379cf7a3,36a32310&WT.mc_id=e_DM1231548&WT.tsrc=email&etype=Edi_Pfi_New_Mon&utmsource=email&utm_medium=Edi_Pfi_New_Mon20200408&utm_campaign=DM1231548)
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----------------------------
Here's what our readers said
----------------------------
In our comments section, G Rushton said of Landlords fear for
their future as coronavirus lockdown leads to losses ( http://t.email3.telegraph.co.uk/r/?id=t2e657fe3,379cf7a3,36a32319&WT.mc_id=e_DM1231548&WT.tsrc=email&etype=Edi_Pfi_New_Mon&utmsource=email&utm_medium=Edi_Pfi_New_Mon20200408&utm_campaign=DM1231548): "I challenge the use of the word 'savings' landlords will make
from a mortgage holiday. Interest will continue to be charged and
this is only a payment delay it is still due after three
months. The cost to the landlord is therefore higher and there is
definitely no saving."
Join the conversation here ( http://t.email3.telegraph.co.uk/r/?id=t2e657fe3,379cf7a3,36a3231a&WT.mc_id=e_DM1231548&WT.tsrc=email&etype=Edi_Pfi_New_Mon&utmsource=email&utm_medium=Edi_Pfi_New_Mon20200408&utm_campaign=DM1231548).
If you have any thoughts or
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help you to solve them. If that doesn't help you, please contact
the editorial newsletters team here (
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Wednesday April 8 2020
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ve promise to ecoration: underline;" href=3D"http://t.email3.telegraph.co.uk/r/=3Fid=3Dh2=
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dvice for small businesses on how to survive the crisis.
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i_New_Mon20200408&utm_campaign=3DDM1231548">Covid-19 heroes series. If =
you know of anyone else who deserves to be mentioned let us know by emailin=
g marianna.hunt@telegraph.co.uk
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ve to be big and extravagant. Some can be as simple as helping a vulnerable=
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o do so ion: underline;" href=3D"http://t.email3.telegraph.co.uk/r/=3Fid=3Dh2e657fe=
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Pfi_New_Mon20200408&utm_campaign=3DDM1231548">Telegraph Money. Subscrib=
e now and try your first month for free.
ding=3D"0" border=3D"0" role=3D"presentation">
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u nderline;" href=3D"http://t.email3.telegraph.co.uk/r/=3Fid=3Dh2e657fe3,379c=
f7a3,36a322da&WT.mc_id=3De_DM1231548&WT.tsrc=3Demail&etype=3DEdi_Pfi_New_Mo=
n&utmsource=3Demail&utm_medium=3DEdi_Pfi_New_Mon20200408&utm_campaign=3DDM1=
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