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Stat of the Day
$140.6 billion: The amount that the S&P 500 companies paid in dividends in the second quarter of 2022, according to the Wall Street Journal. That’s an all-time record. Here’s Team Clark’s position on whether dividend stocks are a good investment strategy.
How To Save on the 7 Biggest Retirement Expenses
Here are the biggest expenses you’ll face in retirement as a percentage of your budget – and how to keep your costs low.
9 Personal Details You Shouldn’t Include in Your Passwords
From your pet’s name to your phone number, there are some easy-to-remember personal details that are also easy for hackers on the dark web to figure out.
Best Limited-Time Cell Phone Deals in July
Despite inflation, one cell phone company recently dropped its prices. Yet another is giving you 50% off for the first six months right now.
This Car Rental Company Offers a Time- and Money-Saving Feature
Clark loves re-shopping his car rental reservations to check for better prices. This car rental reservations business will notify you if the price improves so you don’t have to remember to check.
Survey Results!
Hello, tipping czars! This week, we asked you to share the designated tipping rules you would institute in the United States. Here are some of the submissions:
  • Liz in Georgia: "No tipping. Pay service workers a living wage tied to inflation."
  • Martha in Georgia: List four choices: 15%, 18%, 20% and 22%. Add a note of thanks to the customer and an explanation of how the tip gets shared (added to the server's paycheck, shared among all staff, etc.).
  • Susan in New Jersey: "The credit card machine at the coffee shop or bakery shouldn't automatically ask you if you want to tip! Things have gotten out of hand now that no one carries cash. Am I a bad tipper if I pick 'no?'"
  • David in Florida: "Business owners should never attempt to take or receive a share of tips given to their employers."
  • Kurt in Washington: "Go to 10% as the standard/minimum. That's what it used to be. It's easy to calculate. In the 1970s we raised it to 15% because of inflation. The problem with this is food went up because of inflation also, so the tip would've moved up anyway."
Top Clark.com Resources for July
3-Night Punta Cana All-Inclusive Escape for 2 From $599
Get This Deal
32 Degrees Summer Warehouse Sale: Save Up to 80% Sitewide
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See More Deals
Prepare for Higher Car Insurance Rates
If you haven’t already seen an increase in your car insurance rate, you may need to prepare for one. But there are several ways to fight it.
Listen to Clark's Podcast
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Need Money Help?
Contact our free Consumer Action Center helpline at 636-492-5275 Monday - Friday 10 a.m. to 4 p.m. ET
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