Everyone talks about training AI tools to give correct outputs, but an equally important concept is training AI what not to say. Leaders at Morningstar and Savvy Wealth this week talked about building guardrails around AI chatbots. Another interesting concept is creating an "app-less AI agent" responsible for all multi-app activities — as discussed by Celent's Jean Sullivan in Wealth Think this week. Tips on building responsible AI can be found here, and much more at Financial Planning. And check out our first conference on AI in wealth management, ADVISE AI, Oct. 9-10. Reach me at rachel.witkowski@arizent.com. | 