| Welcome: Jimmy Moyaha Market Watcher: Terence Hove – Senior Market Analyst, Exness How much did people spend this Black Friday? Andrew Wilmot – Customer Experience Executive, Ecentric Payment Systems & Tumelo Ramugondo – Head: Credit Card, Standard Bank South Africa Implats accident claims 11 lives: Mzila Mthenjane – CEO, Minerals Council What can we expect from Cop28? Sandra Villars – Partner: Financial Services, Oliver Wyman What to consider before listing your property on Airbnb: Grant Smee – MD, Only Realty Property Group | 
