The Balance Today

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Inside the Fight Against Unemployment Thieves

U.S. unemployment fraud proliferated in the pandemic, with overseas criminals stealing some $200 billion, according to a tech CEO. Government agencies weren't ready.

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Breakdown of Who Pays the Most—and Least—in Taxes

Federal income tax brackets are progressive, so higher earners pay higher rates. Learn more about who pays taxes, how much they pay, and who pays the most.

Spirits’ Card Fleet Grows, Venmo Ditches Credit Velvet Rope, & Amex Updates Luxe Lounges

This week, our credit card lowdown includes news of another Spirit Airlines card, easier access to the Venmo Credit Card, Amex Centurion Lounge updates, and other tidbits you may have missed.

More Black People Counting on New Stimulus to Get By

50% - That’s the share of Black people counting on another round of stimulus to get by financially, a new survey showed, more than twice the percentage of White people.

Fannie and Freddie Foreclosure Reprieve Extended

Homeowners with the most common type of mortgages are now protected from foreclosure through June. The timing is now in line with other federally-backed loans.

Flood Insurance Rates Need to Rise, Study Says

Current flood insurance rates would need to more than quadruple in order to cover the risk posed to the most susceptible homes, according to a new study.

Settlement Time for Stock Trades Might Get a Trim

A proposal to cut the time it takes to settle stock trades could also translate into reduced trading costs, risks, and margin requirements.

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