| Welcome: Jimmy Moyaha Market Watcher: Schalk Louw – Wealth Manager, PSG Old Oak Is SA’s new energy plan viable? Chris Yelland – Independent Energy Analyst PMI ends 2023 higher: Andiswa Nondudule – Economist, Absa CIPC implements new process for director amendments: Joshua Alexandre – Founder, InfoDocs Getting the most out of your money this Janu-worry: Ester Ochse – Product Head, FNB Integrated Advice | 
