Initial jobless claims dropped to a seasonally adjusted 192,000 last week, a decline of 3,000 from the prior period, according to the Labor Department. The four-week moving average posted a slight uptick to 191,250.

Choosing an applicant by focusing first on their skills rather than college degrees or work experience is far more likely to predict success in the job, according to researchers Jon and Ronda Hunter. The strategy also can help close the workforce's racial gap, as more than 75% of Black Americans lack a college degree, write analysts from Bain & Co.

Fidelity Investments reports that the average 401(k) account was down about 23% by the end of 2022 from a year ago, and Vanguard reports a 20% drop. The average contribution rate was measured at 13.7% in the fourth quarter, according to Fidelity.

In the early days of the pandemic, employers understandably bent over backward to accommodate the needs of employees. However, the tables seem to be turning as more employers insist workers return to the office and layoffs have hit underrepresented groups disproportionately, especially in the tech sector.

A study spanning more than 80 years identifies the factor in life most associated with longevity and happiness: positive relationships. "Whether it's a thoughtful text, a DM via social media, an email, a phone call, or in-person contact, all moments of dedicated attention have meaning and value," writes author and licensed master social worker Dan Mager.

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