Advertisement | | | How many credit cards is too many according to Clark Howard? Find out later in this email. | | 💵 Today’s Top Stories | | | The average credit score in the U.S. sits at an all-time high, and it may surprise you. Find out that number -- plus the credit score that Clark says makes the biggest difference. Read more. |
|
| | | Customers have revealed their satisfaction (or lack thereof) with all the major live TV streaming services in 2023. America’s #1 choice is also Clark’s favorite. Read more. |
|
| | | Two out of every three people use the same password for multiple accounts. Level up your password security with these easy tips. Read more. |
|
| | | You’ve got cash that you need to prioritize. Should you pay off debt, invest, save or some combination of the three? Clark walks through your choices. Read more. |
|
| | 💵 How Many Credit Cards Is Too Many? | You need at least two credit cards from separate financial institutions, Clark Howard says. He calls it the Noah’s Ark Rule. | But if you’re into welcome bonuses, cards that pay out higher rewards for specific categories and cash back, you may find yourself filling up your wallet with new cards. | At what point do you need to stop to avoid hurting yourself financially? | A stack of credit cards, especially ones that you’ve applied for recently, can be a factor if you’re applying for a mortgage, Clark says. | “But other than that, if you charge only what you can afford to pay for, have as many cards as you want,” Clark says. | He cautions that some people tend to start spending money they don’t have if they get a bigger and bigger credit limit. | “As long as you pay in full every month and your finances are rock solid, you’re living on less than what you make and you’re saving money, I’m not afraid of credit cards for you at all,” Clark says. | | 📊 Stat of the Day | | | 💰️ Deal Alert: Today’s Top Deals | | | | | 🎙️ Podcast |  | Full Show: Clark Stinks! and Veteran Scam Warning |
|
| It’s time for "Clark Stinks!" Christa reads the latest "Clark Stinks!" submissions and Clark responds. Also, Veteran’s Day is coming soon. While there are tons of great deals to help celebrate our veterans, there are also numerous distressing scams that target them. Clark shares the warning signs and an incredible message of gratefulness to those who have served our nation. | | | ☎️ Need Money Help? | The Team Clark Consumer Action Center is a free helpline that can help you navigate your money questions. Call 636-492-5275. Visit clark.com/cac for more information. | | Advertisement | | | Did You Enjoy Today’s Newsletter?Let us know what you think so we can better serve you! | |
|
| | |
|
