| Welcome: Jimmy Moyaha Market Watcher: Makwe Masilela – CIO, Makwe Fund Managers Isle of Man moves to strengthen economic ties with SA: Cecilia Albertyn – Business Development Consultant: South Africa, Isle of Man Supply chain issues not likely to end soon: Ayabonga Cawe – Commissioner, Itac How powerful is a South African passport? Lisa Czepek – Director: Private Clients, Henley & Partners What is a financial legacy, and how to leave one: Bertie Nel – Head: Financial Planning and Advice, Momentum | 
