Plus: care home providers still charging 'exploitative' death fees

Wednesday, April 10, 2019

Telegraph Money 

The week's most important personal finance news, analysis and expert advice, from pensions and property to investment ideas and savings tips.

The Telegraph take

By Sophie Smith personal finance reporter

There's nothing wrong with dodging tax – in fact the Government gives us plenty of ways to do so, from the personal income allowance to pension top-ups. But does that mean you should do it?

In the final episode of this season's It's Your Money podcast, reporters Sam Brodbeck and Laura Miller discuss this very question with tax expert George Bull and hear from Telegraph columnist Janet Daley on why she thinks we’re on a slippery slope to despotism.

If you missed any earlier podcast episodes, they're all online for you to catch up on. Hear Moneysavingexpert's Martin Lewis explain why it doesn't matter if your student loan is 30,000 or 3m and learn how never to waste money on insurance again. Listen to our "extreme saving" technique that could help you retire 30 years early and understand how to grow your cash without breaking the bank in our investing special.

Like what you see? Get all our biggest and best money stories – from tax, pensions, investing and more – for just 2 a week with a subscription to Telegraph Premium. Start your 30-day free trial here.

 

Top stories

Runners
A cartoon of houses
A cartoon of a deceased person sticking his hand out of a grave with a credit card in it
 

Moral Money

A still from the film All the Money in the World

'Our son inherited 100k but we don't think he is ready – can we keep him in the dark?'

Read more and have your say here.

 

Investing

 

Fame and Fortune

Osi Umenyiora

British NFL star Osi Umenyiora: ‘I was paid $25,000 to sign autographs for an hour’

 

The former American Football star went from clearing tables to a $41m deal with the NY Giants.
Read the full interview here.

 

Pensions

Is your pension in one of the 60pc of 'stakeholder' funds that underperform?

The great freedoms trap: 3bn taken out of pensions to languish in cash

Forget the 4pc rule – this is the real way to fund your retirement sustainably

The 8pc lie: why your pension isn't as big as you think it is

 

Questor

A Majestic store
A Dunelm store
Union Jack flags next to European Union flags
A Cineworld
 

You have the last word...

Chris Jenner said about gender pay gap: stop paying lip service and put your money where your mouth is: "My company is busy applying positive discrimination to all our senior roles to get more women into senior positions. I agree it's desirable to improve the mix at the top but by applying bias to the selection criteria it undermines the successful candidates."

Kev Grock said about probate system at risk of fraud as computers replace humans: "Welcome to Scamland...er, I mean England. The UK is now institutionally corrupt, and in this case by the Tories. They used to be the sensible party. Now they are the 'pragmatic' party, which is the favourite principle of tyrants and the ignorant."

Norman Leigh said about huge tax bill 'drove grandfather to suicide' say family: "The scheme was only treated as 'legal' by the people running the schemes. Not by HMRC. When tested through the courts they were proven to be tax avoidance. To have been legal the 'loans' would have had to be repaid, which they were not. Therefore they were payments for work done and therefore taxable income."

 
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Contact us: to pose a question to our team of expert reporters, email moneyexpert@telegraph.co.uk. If you'd like a free financial plan, email money@telegraph.co.uk with the subject 'Give me a Money Makeover'.

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