Disclosures:

*Your Annual Percentage Rate (APR) may be higher based on credit qualifications. The range of APR is 6.25% to 8.00%. A sample payment on a 180-month loan at 6.25% APR is $8.58 per thousand financed, and a sample payment on a 180-month loan at 8.00% is $9.56 per thousand financed. Rates are current as of April 17, 2024 and are subject to change without notice.

**Annual Percentage Yields (APY) of 3.15% for membership Money Market Savings Account and Rewards Checking Account, and 0.10% for Free Checking Account as of 5/1/24. APYs are variable and subject to change. A Money Market Savings Account is a requirement to become a Star One member. Minimum deposit of $50 to open a Money Market Savings Account and earn APY, $25 to open a free checking account. Total bonus not to exceed $200. Bonus is credited to your Star One Savings Account within 6 weeks of establishing new membership and opening a Checking Account. Only first-time Star One memberships and checking accounts qualify. Promo may not be combined with any other offer. All new accounts are subject to Star One credit approval, account-opening procedure, Truth-In-Savings account and membership terms, disclosures and fee schedule. Fees may reduce earnings. Minors, under the age of 18, and transfer to minor accounts not eligible for bonus. Star One Credit Union staff are not eligible for the bonus. Individual taxpayer identification number required to receive bonus. Bonus subject to IRS reporting. Offer expires 7/31/2024. Promo code KQED.

Star One Free Checking automatically upgrades to Rewards Checking for the month whenever certain criteria are met in the previous month. Visit starone.org for details.