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Justia Daily Opinion Summaries

US Court of Appeals for the Seventh Circuit
December 22, 2020

Table of Contents

Nettles v. Midland Funding, LLC

Consumer Law

Okere v. United States

Government & Administrative Law, Immigration Law, International Law

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Odysseus, Avocados, and Election Litigation Timing

MICHAEL C. DORF

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Cornell law professor Michael C. Dorf explains the legal concepts of ripeness and laches, which pertain to the timing of filing a lawsuit, and argues that in the context of election lawsuits, it is far better for courts to relax ripeness rules and risk unnecessary adjudications than to discard the doctrine of laches and risk widespread disenfranchisement and the undermining of confidence in fair elections.

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US Court of Appeals for the Seventh Circuit Opinions

Nettles v. Midland Funding, LLC

Docket: 19-3327

Opinion Date: December 21, 2020

Judge: Diane S. Sykes

Areas of Law: Consumer Law

Nettles defaulted on her credit card account. Midland acquired the debt. Midland sued Nettles. The parties entered a consent judgment requiring a monthly repayment plan with automatic draws from her bank account. The automatic draws ceased after three months when Midland’s law firm went out of business. Midland sent Nettles a collection letter that overstated her remaining balance by about $100. Nettles filed a proposed class action under the Fair Debt Collection Practices Act, 15 U.S.C. 1692, alleging that the letter is false, misleading, or otherwise unfair or unconscionable. The credit card agreement contains an arbitration provision giving either party the right to require arbitration of any dispute relating to the account, including collection matters. Midland moved to compel arbitration. The district judge denied the motion. The Seventh Circuit remanded for dismissal of the suit for lack of jurisdiction, without reaching the arbitration question. Nettles sued for violation of sections 1692e and 1692f but did not allege any injury from the alleged statutory violations. A plaintiff does not automatically satisfy the injury-in-fact requirement whenever a statute grants a person a statutory right and purports to authorize that person to sue to vindicate that right; Article III standing requires a concrete injury even in the context of a statutory violation.

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Okere v. United States

Docket: 19-3380

Opinion Date: December 21, 2020

Judge: Scudder

Areas of Law: Government & Administrative Law, Immigration Law, International Law

The Okeres, U.S. citizens, are trying to get their eight-year-old son from Nigeria to the United States. They applied for a “certificate of identity,” which validates the identity of a person living abroad who purports to be a U.S. citizen but has not presented enough evidence of citizenship to obtain a passport, 8 U.S.C. 1503(b). They sued, asserting that, after their son finally received a travel document from the State Department, he has been prevented from boarding a flight to the U.S. because the Consulate General refused to verify the certificate’s authenticity with the airlines with which they had booked flights for their son. The district court dismissed the Okeres’ complaint for lack of subject matter jurisdiction. The Seventh Circuit affirmed. The Okeres identified no legal authority compelling the Consulate General to verify the authenticity of the certificate to the airlines. None of the federal statutes the Okeres invoked confers jurisdiction. Nor do any of the provisions identified in the State Department’s Foreign Affairs Manual create individual rights or impose enforceable duties on a Consulate General when issuing a certificate of identity. The court stated that its decision was “most unsatisfying, for it is impossible to read the parties’ briefs without concluding that something else is going on here.”

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