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Justia Daily Opinion Summaries

Florida Supreme Court
January 23, 2021

Table of Contents

Citizens Property Insurance Corp. v. Manor House, LLC

Contracts, Insurance Law

COVID-19 Updates: Law & Legal Resources Related to Coronavirus

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Florida Supreme Court Opinions

Citizens Property Insurance Corp. v. Manor House, LLC

Docket: SC19-1394

Opinion Date: January 21, 2021

Judge: Ricky Polston

Areas of Law: Contracts, Insurance Law

The Supreme Court answered in the negative a question certified by the Fifth District Court of Appeal, holding that in a first-party breach of insurance contract action brought by an insured against its insurer not involving suit under Fla. Stat. 624.155, Florida law does not allow the insured to recover extra-contractual, consequential damages. The insureds in this case sought to recover from the insurer extra-contractual, consequential damages for lost rental income. The trial court granted the insurer's motion for partial summary judgment regarding the breach of contract claim for lost rental income. The Fifth District reversed the partial summary judgment regarding the consequential damages claim, concluding that the insurer was not statutorily immune from this aspect of the insureds' claim. The Supreme Court quashed the Fifth District's decision and remanded the case, concluding that extra-contractual, consequential damages are not available in a first-party breach of insurance contract action.

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