| Welcome: Jimmy Moyaha Market Watcher: Kearabilwe Nonyana – Head: Global Markets and Structured solutions, EA Capital Load shedding added R39m to Libstar’s operating costs: Charl de Villiers – CEO, Libstar How Telkom Business can help your business stay connected: Arnold Naicker – Head: Small Medium Business Product Portfolio, Telkom Business Exxaro decreases final dividend despite 41% climb in revenue: Riaan Koppeschaar – Financial Director, Exxaro Resources Snowball effect: Local baker goes from home kitchen to employing 40 people: Njabulo Sithole – Founder, Bakers Creationz | 
