Copyright © 2022 Members 1st Federal Credit Union. All rights reserved. This email was sent to you by Members 1st Federal Credit Union located at 5000 Louise Drive, PO Box 40, Mechanicsburg, PA 17055. (800) 283-2328.

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      > RATES AS LOW AS 3.49% APR*
  When she realized her house wasn't big enough for her growing family, Christine used the equity in her new home to keep the peace by turning an old "man cave" into the perfect "mom cave," upgrading the family kitchen, and renovating her kids' room - all made possible with a great rate on a Members 1st Home Equity Loan. 

    "The process to get a home equity loan? Honestly, it was a piece of cake. We applied. Someone contacted us to do an appraisal. 7-10 days later, we went to a branch and signed the paperwork. It was a very easy process."
 - CHRISTINE K.

     > DON'T WAIT FOR RATES TO GO UP 
   Now is the perfect time to use your home's equity to pay for life's planned and unexpected moments. Whether you're building your dream kitchen, planning a wedding, funding a college education or consolidating debt, Members 1st has a home equity loan to help you reach your goals. 

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     > HOME EQUITY LOANS 101 
   Here's a quick introduction to home equity and how you can use it to finance life's planned and unexpected expenses. 

     WE PUT OUR MEMBERS FIRST. 

      *APR = Annual Percentage Rate at 80% loan to value. Rates effective 9/25/2020. Minimum loan amount of $25,000.00 required. $25,000.00 in new money required when refinancing an existing Members 1st Home Equity Loan. Sample terms: If you borrow $30,000 at 3.49% APR for a 10-year term, your estimated monthly payment may be $296.53. Interest rates are based on creditworthiness and your home's loan-to-value. Primary residence only. Property insurance is required. Pennsylvania and Maryland residences only. For non-members, you'll be required to join Members 1st to meet eligibility requirements. Rates are subject to change without notice.

We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act. 
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