Brian Lamb started his job as head of diversity and inclusion at JPMorgan Chase just before this summer’s racial awakening. “I was very inspired by the fact that there was this restlessness and raw emotion that was going to hopefully tear down long-standing issues that had been really hard to address in the past,” he says on a new episode of The Carlos Watson Show. Lamb emphasizes that creating opportunity starts with “real-talk conversations with leaders.”

We all know that living paycheck to paycheck is a gamble, and that’s especially true for businesses. Expanding cash flow and liquidity is vital to having greater access to capital when it’s needed, says Samantha Saperstein, head of JPMorgan Chase’s Women on the Move initiative, which helps female entrepreneurs start and grow their businesses.

No one could have foreseen a crisis like the pandemic. But businesses — particularly Black-owned firms that are traditionally undercapitalized — can prepare for the next one now. The road to financial health includes revisiting our spending priorities, says Tosh Ernest, head of wealth at JPMorgan Chase’s Advancing Black Pathways program.